SIREN : 881013189
ALM 43 is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in SAINT-FERREOL-D'AUROURE (43330), this company of category PME shows in 2024 a revenue of 152 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Revenue | 151 700 € | 132 000 € | 95 400 € | 85 000 € |
| Net income | 143 669 € | 122 007 € | 107 007 € | 105 263 € |
| EBITDA | 55 722 € | 53 794 € | 52 329 € | 64 833 € |
| Net margin | 94.7% | 92.4% | 112.2% | 123.8% |
In 2024, ALM 43 achieves revenue of 152 k€. Over the period 2021-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +21.3%. Vs 2023, growth of +15% (132 k€ -> 152 k€). After deducting consumption (0 €), gross margin stands at 152 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 56 k€, representing 36.7% of revenue. Warning negative scissor effect: despite revenue change (+15%), EBITDA varies by +4%, reducing margin by 4.0 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 144 k€, i.e. 94.7% of revenue. This profit can be retained or distributed to shareholders.
151 700 €
151 700 €
55 722 €
55 718 €
143 669 €
35.4%
The debt ratio (= Financial debt / Equity x 100) stands at 22%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 17%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 94.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
22.03%
16.974%
94.706%
0.577
In 2024, the debt ratio of ALM 43 (22.03) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ALM 43 (17.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of ALM 43 (0.58) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1212.41. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.7x. Coverage is limited: any activity downturn would jeopardize interest payments.
1212.41
1.653
In 2024, the liquidity ratio of ALM 43 (1212.41) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of ALM 43 (1.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 62 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 114 days. Excellent situation: suppliers finance 52 days of the operating cycle (retail model). Overall, WCR represents 184 days of revenue, i.e. 77 k€ to permanently finance. Over 2021-2024, WCR increased by +654%, requiring additional financing.
77 370 €
62 j
114 j
0 j
184 j
Based on 62 transactions of similar company sales
in 2024,
the value of ALM 43 is estimated at
359 902 €
(range 109 042€ - 760 232€).
With an EBITDA of 55 722€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ALM 43 with other companies in the same sector:
The revenue of ALM 43 in 2024 is 152 k€.
Yes, ALM 43 generated a net profit of 144 k€ in 2024.
The headquarters of ALM 43 is located in SAINT-FERREOL-D'AUROURE (43330), in the department Haute-Loire.
The tax return of ALM 43 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ALM 43 operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.