SIREN : 417491495
ALGAR ASSURANCES is a French company founded 28 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in ESCANECRABE (31350), this company of category PME shows in 2015 a revenue of 4 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2015 |
|---|---|
| Revenue | 4 109 € |
| Net income | -740 € |
| EBITDA | 309 € |
| Net margin | -18.0% |
In 2015, ALGAR ASSURANCES achieves revenue of 4 k€. After deducting consumption (0 €), gross margin stands at 4 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 309 €, representing 7.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -740 € (-18.0% of revenue), which will impact equity.
4 109 €
4 109 €
309 €
308 €
-740 €
7.5%
The debt ratio (= Financial debt / Equity x 100) stands at -101%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 18018%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
-100.558%
18018.037%
-18.034%
-0.1
In 2015, the debt ratio of ALGAR ASSURANCES (-100.56) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2015, the financial autonomy of ALGAR ASSURANCES (18018.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2015, the repayment capacity of ALGAR ASSURANCES (-0.10) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 0.56. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement.
0.556
0.0
In 2015, the liquidity ratio of ALGAR ASSURANCES (0.56) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2015, the interest coverage of ALGAR ASSURANCES (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. WCR is negative (-5918 days): operations structurally generate cash.
-67 546 €
0 j
0 j
0 j
-5918 j
Based on 193 transactions of similar company sales (all years), the value of ALGAR ASSURANCES is estimated at 1 747 € (range 482€ - 4 008€). With an EBITDA of 309€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ALGAR ASSURANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ALGAR ASSURANCES in 2015 is 4 k€.
ALGAR ASSURANCES recorded a net loss in 2015.
The headquarters of ALGAR ASSURANCES is located in ESCANECRABE (31350), in the department Haute-Garonne.
The tax return of ALGAR ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ALGAR ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.