SIREN : 478281850
ALBIFI is a French company founded 21 years ago, specialized in the sector Supermarchés. Based in SAINT-GEORGES-SUR-LOIRE (49170), this company of category PME shows in 2025 a revenue of 34.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 34 059 371 € | 33 087 553 € | 30 997 695 € | 28 309 842 € | 26 543 403 € | 21 907 392 € | 25 679 437 € | 12 264 923 € | N/C |
| Net income | 1 297 417 € | 1 325 575 € | 1 188 135 € | 886 851 € | 944 142 € | 625 718 € | 580 034 € | 276 955 € | 97 628 € |
| EBITDA | 1 303 100 € | 1 292 203 € | 1 214 770 € | 966 291 € | 1 144 860 € | 649 139 € | 590 772 € | 91 193 € | -2 833 € |
| Net margin | 3.8% | 4.0% | 3.8% | 3.1% | 3.6% | 2.9% | 2.3% | 2.3% | N/C |
In 2025, ALBIFI achieves revenue of 34.1 M€. Over the period 2018-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +15.7%. Vs 2024: +3%. After deducting consumption (26.1 M€), gross margin stands at 7.9 M€, i.e. a rate of 23%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.3 M€, representing 3.8% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.3 M€, i.e. 3.8% of revenue. This profit can be retained or distributed to shareholders.
34 059 371 €
7 938 242 €
1 303 100 €
1 314 819 €
1 297 417 €
3.8%
The debt ratio (= Financial debt / Equity x 100) stands at 43%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
43.375%
54.948%
3.817%
2.576
61.1%
In 2025, the debt ratio of ALBIFI (43.38) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of ALBIFI (55.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of ALBIFI (2.58) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 116.66. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.6x. Financial charges are adequately covered by operations.
116.664
3.579
In 2025, the liquidity ratio of ALBIFI (116.66) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of ALBIFI (3.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 27 days. Favorable situation: supplier credit is longer than customer credit by 27 days. Inventory turnover is 17 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 19 days of revenue, i.e. 1.8 M€ to permanently finance.
1 774 153 €
0 j
27 j
17 j
19 j
Based on 270 transactions of similar company sales in 2025, the value of ALBIFI is estimated at 7 921 245 € (range 3 864 512€ - 14 327 211€). With an EBITDA of 1 303 100€, the sector multiple of 4.5x is applied. The price/revenue ratio is 0.33x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 270 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ALBIFI with other companies in the same sector:
The revenue of ALBIFI in 2025 is 34.1 M€.
Yes, ALBIFI generated a net profit of 1.3 M€ in 2025.
The headquarters of ALBIFI is located in SAINT-GEORGES-SUR-LOIRE (49170), in the department Maine-et-Loire.
The tax return of ALBIFI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ALBIFI operates in the sector Supermarchés (NAF code 47.11D). See the 'Sector positioning' section above to compare the company with its competitors.