SIREN : 880655329
ALBESSARD-CHASSAGNAT is a French company founded 6 years ago, specialized in the sector Travaux de plâtrerie. Based in MAURIAC (15200), this company of category PME shows in 2022 a revenue of 2.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 |
|---|---|---|---|
| Revenue | 2 541 916 € | N/C | N/C |
| Net income | 34 045 € | -9 291 € | 10 566 € |
| EBITDA | 99 341 € | N/C | N/C |
| Net margin | 1.3% | N/C | N/C |
In 2022, ALBESSARD-CHASSAGNAT achieves revenue of 2.5 M€. After deducting consumption (723 k€), gross margin stands at 1.8 M€, i.e. a rate of 72%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 99 k€, representing 3.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 34 k€, i.e. 1.3% of revenue. This profit can be retained or distributed to shareholders.
2 541 916 €
1 818 763 €
99 341 €
50 250 €
34 045 €
3.9%
The debt ratio (= Financial debt / Equity x 100) stands at 1109%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 5%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.0 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 3.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
1109.006%
4.642%
3.358%
6.025
55.6%
In 2022, the debt ratio of ALBESSARD-CHASSAGNAT (1109.01) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2022, the financial autonomy of ALBESSARD-CHASSAGNAT (4.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of ALBESSARD-CHASSAGNAT (6.03) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 133.49. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 8.3x. Operating income very largely covers interest expenses: high safety margin.
133.487
8.301
In 2022, the liquidity ratio of ALBESSARD-CHASSAGNAT (133.49) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2022, the interest coverage of ALBESSARD-CHASSAGNAT (8.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 57 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 77 days. Favorable situation: supplier credit is longer than customer credit by 20 days. Inventory turnover is 19 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 63 days of revenue, i.e. 443 k€ to permanently finance.
443 259 €
57 j
77 j
19 j
63 j
Based on 50 transactions of similar company sales
in 2022,
the value of ALBESSARD-CHASSAGNAT is estimated at
371 980 €
(range 94 780€ - 589 445€).
With an EBITDA of 99 341€, the sector multiple of 3.8x is applied.
The price/revenue ratio is 0.22x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 50 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ALBESSARD-CHASSAGNAT with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de plâtrerie
The revenue of ALBESSARD-CHASSAGNAT in 2022 is 2.5 M€.
Yes, ALBESSARD-CHASSAGNAT generated a net profit of 34 k€ in 2022.
The headquarters of ALBESSARD-CHASSAGNAT is located in MAURIAC (15200), in the department Cantal.
The tax return of ALBESSARD-CHASSAGNAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ALBESSARD-CHASSAGNAT operates in the sector Travaux de plâtrerie (NAF code 43.31Z). See the 'Sector positioning' section above to compare the company with its competitors.