ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES : revenue, balance sheet and financial ratios

ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES is a French company founded 24 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in PARIS (75008), this company of category PME shows in 2022 a revenue of 510 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES (SIREN 439176827)
Indicator 2025 2023 2022 2020 2019 2018 2017 2016
Revenue N/C N/C 510 018 € 495 713 € N/C 370 554 € 334 069 € 229 011 €
Net income 186 856 € 361 221 € 99 247 € 30 570 € 25 975 € 48 500 € 35 542 € 6 650 €
EBITDA N/C N/C 140 787 € 46 877 € N/C 64 898 € 47 837 € 12 898 €
Net margin N/C N/C 19.5% 6.2% N/C 13.1% 10.6% 2.9%

Revenue and income statement

In 2025, ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES generates positive net income of 187 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 7 k€ -> 187 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

186 856 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 98%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.428%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

98.075%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

42.8%

Solvency indicators evolution
ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES

Sector positioning

Debt ratio
0.43 2025
2022
2023
2025
Q1: 0.0
Med: 4.23
Q3: 41.42
Good

In 2025, the debt ratio of ALBERTI BERNARD INVESTISS... (0.43) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
98.08% 2025
2022
2023
2025
Q1: 8.49%
Med: 48.29%
Q3: 82.38%
Excellent

In 2025, the financial autonomy of ALBERTI BERNARD INVESTISS... (98.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.02 years 2022
2022
Q1: 0.0 years
Med: 0.0 years
Q3: 1.02 years
Average

In 2022, the repayment capacity of ALBERTI BERNARD INVESTISS... (0.02) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 6215.02. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

6215.024

Liquidity indicators evolution
ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES

Sector positioning

Liquidity ratio
6215.02 2025
2022
2023
2025
Q1: 148.71
Med: 349.94
Q3: 1214.97
Excellent +7 pts over 3 years

In 2025, the liquidity ratio of ALBERTI BERNARD INVESTISS... (6215.02) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 0.31x
Average

In 2022, the interest coverage of ALBERTI BERNARD INVESTISS... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 8 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 420 days. Excellent situation: suppliers finance 412 days of the operating cycle (retail model).

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

8 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

420 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES

Positioning of ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES in its sector

Comparison with sector Conseil pour les affaires et autres conseils de gestion

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (35 transactions). This range of 585 984€ to 2 100 209€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
585k€ 1031k€ 2100k€
1 031 627 € Range: 585 984€ - 2 100 209€
NAF 5 année 2025

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 35 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Conseil pour les affaires et autres conseils de gestion)

Compare ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES with other companies in the same sector:

Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion

Frequently asked questions about ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES

What is the revenue of ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES ?

The revenue of ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES in 2022 is 510 k€.

Is ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES profitable?

Yes, ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES generated a net profit of 187 k€ in 2025.

Where is the headquarters of ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES ?

The headquarters of ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES is located in PARIS (75008), in the department Paris.

Where to find the tax return of ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES ?

The tax return of ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES operate?

ALBERTI BERNARD INVESTISSEMENT INTERMEDIATION & SERVICES operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.