SIREN : 751726076
ALBEA PATRIMOINE is a French company founded 13 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BOIS-COLOMBES (92270), this company of category GE shows in 2024 a revenue of 55.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 55 413 000 € | 46 110 000 € | 43 016 000 € | 43 995 000 € | 38 408 000 € | 38 498 000 € | N/C | N/C | N/C |
| Net income | 18 667 000 € | 13 098 000 € | 12 986 000 € | 16 369 000 € | 11 644 000 € | 11 027 000 € | 8 812 000 € | 10 721 000 € | 10 613 € |
| EBITDA | 26 681 000 € | 18 681 000 € | 19 168 000 € | 23 002 000 € | 17 760 000 € | 18 363 000 € | -20 850 000 € | -18 774 000 € | -16 098 € |
| Net margin | 33.7% | 28.4% | 30.2% | 37.2% | 30.3% | 28.6% | N/C | N/C | N/C |
In 2024, ALBEA PATRIMOINE achieves revenue of 55.4 M€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +7.6%. Vs 2023, growth of +20% (46.1 M€ -> 55.4 M€). After deducting consumption (0 €), gross margin stands at 55.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 26.7 M€, representing 48.1% of revenue. Positive scissor effect: EBITDA margin improves by +7.6 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 18.7 M€, i.e. 33.7% of revenue. This profit can be retained or distributed to shareholders.
55 413 000 €
55 413 000 €
26 681 000 €
24 981 000 €
18 667 000 €
48.1%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 90%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 36.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.095%
90.291%
36.357%
0.006
80.0%
In 2024, the debt ratio of ALBEA PATRIMOINE (0.10) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of ALBEA PATRIMOINE (90.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of ALBEA PATRIMOINE (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 427.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
427.555
0.0
In 2024, the liquidity ratio of ALBEA PATRIMOINE (427.56) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of ALBEA PATRIMOINE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1 days. Favorable situation: supplier credit is longer than customer credit by 1 days. Overall, WCR represents 206 days of revenue, i.e. 31.6 M€ to permanently finance.
31 634 728 €
0 j
1 j
0 j
206 j
Based on 193 transactions of similar company sales (all years), the value of ALBEA PATRIMOINE is estimated at 39 996 614 € (range 12 280 277€ - 147 120 877€). With an EBITDA of 26 681 000€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ALBEA PATRIMOINE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ALBEA PATRIMOINE in 2024 is 55.4 M€.
Yes, ALBEA PATRIMOINE generated a net profit of 18.7 M€ in 2024.
The headquarters of ALBEA PATRIMOINE is located in BOIS-COLOMBES (92270), in the department Hauts-de-Seine.
The tax return of ALBEA PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ALBEA PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.