ALAIN PALLY - VAL DU LOIR IMMOBILIER : revenue, balance sheet and financial ratios

ALAIN PALLY - VAL DU LOIR IMMOBILIER is a French company founded 35 years ago, specialized in the sector Agences immobilières. Based in CHATEAUDUN (28200), this company of category PME shows in 2022 a revenue of 582 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ALAIN PALLY - VAL DU LOIR IMMOBILIER (SIREN 381600626)
Indicator 2022 2021 2020 2019 2018 2017
Revenue 581 864 € 518 800 € 554 489 € 490 351 € 591 495 € N/C
Net income 43 198 € 66 542 € 6 451 € -59 671 € 41 695 € -8 931 €
EBITDA 63 931 € 42 253 € 4 375 € -69 293 € 39 284 € N/C
Net margin 7.4% 12.8% 1.2% -12.2% 7.0% N/C

Revenue and income statement

In 2022, ALAIN PALLY - VAL DU LOIR IMMOBILIER achieves revenue of 582 k€. Activity remains stable over the period (CAGR: -0.4%). Vs 2021, growth of +12% (519 k€ -> 582 k€). After deducting consumption (0 €), gross margin stands at 582 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 64 k€, representing 11.0% of revenue. Positive scissor effect: EBITDA margin improves by +2.8 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 43 k€, i.e. 7.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

581 864 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

581 864 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

63 931 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

69 535 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

43 198 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

10.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 63%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 8.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.182%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

62.75%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

8.486%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.02

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

9.2%

Solvency indicators evolution
ALAIN PALLY - VAL DU LOIR IMMOBILIER

Sector positioning

Debt ratio
0.18 2022
2020
2021
2022
Q1: 0.02
Med: 16.21
Q3: 78.36
Good

In 2022, the debt ratio of ALAIN PALLY - VAL DU LOIR... (0.18) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
62.75% 2022
2020
2021
2022
Q1: 7.62%
Med: 32.76%
Q3: 61.76%
Excellent

In 2022, the financial autonomy of ALAIN PALLY - VAL DU LOIR... (62.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.02 years 2022
2020
2021
2022
Q1: 0.0 years
Med: 0.01 years
Q3: 1.65 years
Average

In 2022, the repayment capacity of ALAIN PALLY - VAL DU LOIR... (0.02) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 237.60. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 12.8x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

237.597

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

12.795

Liquidity indicators evolution
ALAIN PALLY - VAL DU LOIR IMMOBILIER

Sector positioning

Liquidity ratio
237.6 2022
2020
2021
2022
Q1: 112.52
Med: 195.1
Q3: 419.33
Good +6 pts over 3 years

In 2022, the liquidity ratio of ALAIN PALLY - VAL DU LOIR... (237.60) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
12.79x 2022
2020
2021
2022
Q1: 0.0x
Med: 0.0x
Q3: 1.34x
Excellent

In 2022, the interest coverage of ALAIN PALLY - VAL DU LOIR... (12.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 7 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 36 days. Favorable situation: supplier credit is longer than customer credit by 29 days. WCR is negative (-142 days): operations structurally generate cash.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-229 865 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

7 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

36 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-142 j

WCR and payment terms evolution
ALAIN PALLY - VAL DU LOIR IMMOBILIER

Positioning of ALAIN PALLY - VAL DU LOIR IMMOBILIER in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 98 transactions of similar company sales in 2022, the value of ALAIN PALLY - VAL DU LOIR IMMOBILIER is estimated at 96 772 € (range 57 589€ - 223 743€). With an EBITDA of 63 931€, the sector multiple of 0.8x is applied. The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2022
98 tx
57k€ 96k€ 223k€
96 772 € Range: 57 589€ - 223 743€
NAF 5 année 2022

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
63 931 € × 0.8x
Estimation 53 314 €
37 993€ - 171 444€
Revenue Multiple 30%
581 864 € × 0.30x
Estimation 174 725 €
98 582€ - 317 672€
Net Income Multiple 20%
43 198 € × 2.0x
Estimation 88 489 €
45 093€ - 213 598€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare ALAIN PALLY - VAL DU LOIR IMMOBILIER with other companies in the same sector:

Voir toutes les statistiques du secteur Agences immobilières

Frequently asked questions about ALAIN PALLY - VAL DU LOIR IMMOBILIER

What is the revenue of ALAIN PALLY - VAL DU LOIR IMMOBILIER ?

The revenue of ALAIN PALLY - VAL DU LOIR IMMOBILIER in 2022 is 582 k€.

Is ALAIN PALLY - VAL DU LOIR IMMOBILIER profitable?

Yes, ALAIN PALLY - VAL DU LOIR IMMOBILIER generated a net profit of 43 k€ in 2022.

Where is the headquarters of ALAIN PALLY - VAL DU LOIR IMMOBILIER ?

The headquarters of ALAIN PALLY - VAL DU LOIR IMMOBILIER is located in CHATEAUDUN (28200), in the department Eure-et-Loir.

Where to find the tax return of ALAIN PALLY - VAL DU LOIR IMMOBILIER ?

The tax return of ALAIN PALLY - VAL DU LOIR IMMOBILIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ALAIN PALLY - VAL DU LOIR IMMOBILIER operate?

ALAIN PALLY - VAL DU LOIR IMMOBILIER operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.