SIREN : 792973935
AL INVEST & FINANCE is a French company founded 12 years ago, specialized in the sector Gestion de fonds. Based in PARIS (75016), this company of category PME shows in 2020 a revenue of 46 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 |
|---|---|---|---|
| Revenue | 45 785 € | N/C | 20 000 € |
| Net income | 7 204 € | 306 596 € | 30 211 € |
| EBITDA | 34 297 € | -15 266 € | 13 518 € |
| Net margin | 15.7% | N/C | 151.1% |
In 2020, AL INVEST & FINANCE achieves revenue of 46 k€. Over the period 2018-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +51.3%. After deducting consumption (0 €), gross margin stands at 46 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 34 k€, representing 74.9% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 7 k€, i.e. 15.7% of revenue. This profit can be retained or distributed to shareholders.
45 785 €
45 785 €
34 297 €
33 475 €
7 204 €
74.9%
The debt ratio (= Financial debt / Equity x 100) stands at 61%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory. Cash flow represents 17.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
61.295%
37.756%
16.995%
0.0
60.2%
In 2020, the debt ratio of AL INVEST & FINANCE (61.30) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of AL INVEST & FINANCE (37.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of AL INVEST & FINANCE (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 194.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 72.9x. Operating income very largely covers interest expenses: high safety margin.
194.241
72.893
In 2020, the liquidity ratio of AL INVEST & FINANCE (194.24) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of AL INVEST & FINANCE (72.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 42 days. Excellent situation: suppliers finance 42 days of the operating cycle (retail model). WCR is negative (-1930 days): operations structurally generate cash. Over 2018-2020, WCR increased by +30%, requiring additional financing.
-245 446 €
0 j
42 j
0 j
-1930 j
Based on 54 transactions of similar company sales
in 2020,
the value of AL INVEST & FINANCE is estimated at
91 766 €
(range 49 727€ - 196 737€).
With an EBITDA of 34 297€, the sector multiple of 4.2x is applied.
The price/revenue ratio is 0.66x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AL INVEST & FINANCE with other companies in the same sector:
The revenue of AL INVEST & FINANCE in 2020 is 46 k€.
Yes, AL INVEST & FINANCE generated a net profit of 7 k€ in 2020.
The headquarters of AL INVEST & FINANCE is located in PARIS (75016), in the department Paris.
The tax return of AL INVEST & FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AL INVEST & FINANCE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.