SIREN : 838882207
AJM HABITAT is a French company founded 8 years ago, specialized in the sector Construction de maisons individuelles. Based in SAINT-MARTIN-D'ARY (17270), this company of category PME shows in 2025 a revenue of 354 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Revenue | 353 724 € | 586 129 € | 626 151 € | 665 717 € | 466 493 € | 489 326 € | 193 309 € |
| Net income | -87 521 € | -5 697 € | 17 938 € | 46 788 € | -1 456 € | 89 276 € | 3 491 € |
| EBITDA | -64 604 € | 21 150 € | 23 051 € | 106 351 € | 8 217 € | 120 422 € | 6 566 € |
| Net margin | -24.7% | -1.0% | 2.9% | 7.0% | -0.3% | 18.2% | 1.8% |
In 2025, AJM HABITAT achieves revenue of 354 k€. Over the period 2019-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +10.6%. Significant drop of -40% vs 2024. After deducting consumption (155 k€), gross margin stands at 198 k€, i.e. a rate of 56%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -65 k€, representing -18.3% of revenue. Warning negative scissor effect: despite revenue change (-40%), EBITDA varies by -405%, reducing margin by 21.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -88 k€ (-24.7% of revenue), which will impact equity.
353 724 €
198 444 €
-64 604 €
-88 028 €
-87 521 €
-18.3%
The debt ratio (= Financial debt / Equity x 100) stands at 445%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 16%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
444.934%
15.983%
-20.501%
-3.045
74.7%
In 2025, the debt ratio of AJM HABITAT (444.93) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of AJM HABITAT (16.0%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2025, the repayment capacity of AJM HABITAT (-3.04) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 271.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
271.116
-11.609
In 2025, the liquidity ratio of AJM HABITAT (271.12) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of AJM HABITAT (-11.6x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 76 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 33 days. The gap of 43 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 20 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 102 days of revenue, i.e. 100 k€ to permanently finance. Over 2019-2025, WCR increased by +189%, requiring additional financing.
100 107 €
76 j
33 j
20 j
102 j
Based on 113 transactions of similar company sales (all years), the value of AJM HABITAT is estimated at 38 922 € (range 27 087€ - 152 608€). The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AJM HABITAT with other companies in the same sector:
Voir toutes les statistiques du secteur Construction de maisons individuelles
The revenue of AJM HABITAT in 2025 is 354 k€.
AJM HABITAT recorded a net loss in 2025.
The headquarters of AJM HABITAT is located in SAINT-MARTIN-D'ARY (17270), in the department Charente-Maritime.
The tax return of AJM HABITAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AJM HABITAT operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.