SIREN : 529036485
AJ INVESTISSEMENT is a French company founded 15 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in JOSSELIN (56120), this company of category PME shows in 2025 a revenue of 262 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 262 179 € | 307 625 € | 352 581 € | 407 255 € | 607 118 € | 542 575 € | N/C | N/C |
| Net income | -54 624 € | 547 997 € | 15 937 € | 2 436 729 € | 1 657 848 € | 239 810 € | 326 953 € | 340 922 € |
| EBITDA | -189 520 € | -28 721 € | -67 127 € | -32 098 € | 52 829 € | 167 638 € | N/C | N/C |
| Net margin | -20.8% | 178.1% | 4.5% | 598.3% | 273.1% | 44.2% | N/C | N/C |
In 2025, AJ INVESTISSEMENT achieves revenue of 262 k€. Revenue is declining over the period 2018-2025 (CAGR: -9.9%). Significant drop of -15% vs 2024. After deducting consumption (0 €), gross margin stands at 262 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -190 k€, representing -72.3% of revenue. Warning negative scissor effect: despite revenue change (-15%), EBITDA varies by -560%, reducing margin by 63.0 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -55 k€ (-20.8% of revenue), which will impact equity.
262 179 €
262 179 €
-189 520 €
-274 277 €
-54 624 €
-72.3%
The debt ratio (= Financial debt / Equity x 100) stands at 20%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 83%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 55.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 9.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
19.633%
82.737%
9.235%
55.553
77.8%
In 2025, the debt ratio of AJ INVESTISSEMENT (19.63) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of AJ INVESTISSEMENT (82.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of AJ INVESTISSEMENT (55.55) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 7817.09. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
7817.089
-133.808
In 2025, the liquidity ratio of AJ INVESTISSEMENT (7817.09) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of AJ INVESTISSEMENT (-133.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 122 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 24 days. The gap of 98 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 4299 days of revenue, i.e. 3.1 M€ to permanently finance.
3 130 580 €
122 j
24 j
0 j
4299 j
Based on 117 transactions of similar company sales in 2025, the value of AJ INVESTISSEMENT is estimated at 240 760 € (range 113 063€ - 567 781€). The price/revenue ratio is 0.92x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 117 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AJ INVESTISSEMENT with other companies in the same sector:
Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers
The revenue of AJ INVESTISSEMENT in 2025 is 262 k€.
AJ INVESTISSEMENT recorded a net loss in 2025.
The headquarters of AJ INVESTISSEMENT is located in JOSSELIN (56120), in the department Morbihan.
The tax return of AJ INVESTISSEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AJ INVESTISSEMENT operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.