SIREN : 830895173
AJ CONCEPT is a French company founded 8 years ago, specialized in the sector Gestion de fonds. Based in BUZANCAIS (36500), this company of category PME shows in 2025 a revenue of 650 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 650 200 € | 756 500 € | 768 000 € | 750 000 € | 613 000 € | 703 000 € | 440 300 € | 60 797 € |
| Net income | 26 398 € | 27 837 € | 95 425 € | 26 192 € | 87 159 € | 13 027 € | 136 621 € | 44 657 € |
| EBITDA | 11 071 € | 13 273 € | 9 153 € | 17 724 € | -2 891 € | 7 589 € | 2 434 € | -3 571 € |
| Net margin | 4.1% | 3.7% | 12.4% | 3.5% | 14.2% | 1.9% | 31.0% | 73.5% |
In 2025, AJ CONCEPT achieves revenue of 650 k€. Over the period 2018-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +40.3%. Significant drop of -14% vs 2024. After deducting consumption (0 €), gross margin stands at 650 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 11 k€, representing 1.7% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 26 k€, i.e. 4.1% of revenue. This profit can be retained or distributed to shareholders.
650 200 €
650 200 €
11 071 €
31 062 €
26 398 €
1.7%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 81%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 1.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
0.039%
80.801%
0.985%
0.03
In 2025, the debt ratio of AJ CONCEPT (0.04) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of AJ CONCEPT (80.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of AJ CONCEPT (0.03) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 90.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.
90.813
0.054
In 2025, the liquidity ratio of AJ CONCEPT (90.81) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of AJ CONCEPT (0.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 16 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 90 days. Excellent situation: suppliers finance 74 days of the operating cycle (retail model). WCR is negative (-41 days): operations structurally generate cash. Notable WCR improvement over the period (-318%), freeing up cash.
-73 193 €
16 j
90 j
0 j
-41 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 34 498€ to 406 719€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AJ CONCEPT with other companies in the same sector:
The revenue of AJ CONCEPT in 2025 is 650 k€.
Yes, AJ CONCEPT generated a net profit of 26 k€ in 2025.
The headquarters of AJ CONCEPT is located in BUZANCAIS (36500), in the department Indre.
The tax return of AJ CONCEPT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AJ CONCEPT operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.