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AJ : revenue, balance sheet and financial ratios

AJ is a French company founded 3 years ago, specialized in the sector Gestion de fonds. Based in LINAS (91310), this company of category PME shows in 2024 a net income negative of -3 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - AJ (SIREN 914815162)
Indicator 2024 2023 2022
Revenue N/C N/C N/C
Net income -2 564 € -2 298 € -2 621 €
EBITDA -2 477 € -2 298 € -2 621 €
Net margin N/C N/C N/C

Revenue and income statement

In 2024, AJ records a net loss of 3 k€. This deficit will reduce equity on the balance sheet.

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

-8 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-2 477 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-2 469 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-2 564 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 96%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 51%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

96.445%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

50.905%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-22.508

Solvency indicators evolution
AJ

Sector positioning

Debt ratio
96.44 2024
2022
2023
2024
Q1: 0.0
Med: 8.29
Q3: 92.98
Average +50 pts over 3 years

In 2024, the debt ratio of AJ (96.44) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
50.91% 2024
2022
2023
2024
Q1: 4.66%
Med: 48.47%
Q3: 87.35%
Good +27 pts over 3 years

In 2024, the financial autonomy of AJ (50.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
-22.51 years 2024
2022
2023
2024
Q1: -0.01 years
Med: 0.0 years
Q3: 3.01 years
Excellent -24 pts over 3 years

In 2024, the repayment capacity of AJ (-22.51) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-3.835

Liquidity indicators evolution
AJ

Sector positioning

Liquidity ratio
0.79 2022
2022
Q1: 96.29
Med: 394.11
Q3: 2450.04
Watch

In 2022, the liquidity ratio of AJ (0.79) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-3.83x 2024
2022
2023
2024
Q1: -71.24x
Med: 0.0x
Q3: 0.0x
Average

In 2024, the interest coverage of AJ (-3.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Positioning of AJ in its sector

Comparison with sector Gestion de fonds

Similar companies (Gestion de fonds)

Compare AJ with other companies in the same sector:

Frequently asked questions about AJ

What is the revenue of AJ ?

The revenue of AJ is not publicly disclosed (confidential accounts filed with INPI).

Is AJ profitable?

AJ recorded a net loss in 2024.

Where is the headquarters of AJ ?

The headquarters of AJ is located in LINAS (91310), in the department Essonne.

Where to find the tax return of AJ ?

The tax return of AJ is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AJ operate?

AJ operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.