Employees: 12 (2023.0)Legal category: SCA (commandite par actions)Size: GECreation date: 1979-01-01 (47 years)Status: ActiveBusiness sector: Commerce de gros (commerce interentreprises) de céréales, de tabac non manufacturé, de semences et d'aliments pour le bétail Location: LA CHARTRE-SUR-LE-LOIR (72340), Sarthe
AGRI NEGOCE : revenue, balance sheet and financial ratios
AGRI NEGOCE is a French company
founded 47 years ago,
specialized in the sector Commerce de gros (commerce interentreprises) de céréales, de tabac non manufacturé, de semences et d'aliments pour le bétail .
Based in LA CHARTRE-SUR-LE-LOIR (72340),
this company of category GE
shows in 2025 a revenue of 90.8 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2025, AGRI NEGOCE achieves revenue of 90.8 M€. Activity remains stable over the period (CAGR: -0.8%). Significant drop of -19% vs 2024. After deducting consumption (78.6 M€), gross margin stands at 12.1 M€, i.e. a rate of 13%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 158 k€, representing 0.2% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.4 M€, i.e. 1.5% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2025)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
90 754 045 €
Gross margin (2025)
?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
12 136 783 €
EBITDA (2025)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
157 567 €
EBIT (2025)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
623 978 €
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
1 371 878 €
EBITDA margin (2025)
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EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
0.2%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 159%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory.
Debt ratio (2025)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
159.373%
Financial autonomy (2025)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
28.777%
Cash flow / Revenue (2025)
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Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
-0.416%
Repayment capacity (2025)
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Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
-92.883
Asset age ratio (2025)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Debt ratio
0.0
44.958
60.227
13.74
8.686
12.446
35.548
30.116
32.217
159.373
Financial autonomy
50.422
60.792
53.981
53.904
60.946
71.721
36.309
37.418
41.902
28.777
Repayment capacity
0.0
23.278
8.559
0.912
0.323
0.236
5.546
1.537
84.65
-92.883
Cash flow / Revenue
3.287%
0.751%
2.611%
4.991%
9.538%
21.696%
0.889%
3.067%
0.07%
-0.416%
Sector positioning
Debt ratio
159.372025
2023
2024
2025
Q1: 6.47
Med: 45.92
Q3: 121.67
Average+35 pts over 3 years
In 2025, the debt ratio of AGRI NEGOCE (159.37) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
28.78%2025
2023
2024
2025
Q1: 19.72%
Med: 40.93%
Q3: 57.41%
Average-14 pts over 3 years
In 2025, the financial autonomy of AGRI NEGOCE (28.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
-92.88 years2025
2023
2024
2025
Q1: 0.0 years
Med: 2.08 years
Q3: 6.31 years
Excellent-36 pts over 3 years
In 2025, the repayment capacity of AGRI NEGOCE (-92.88) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 175.33. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1097.5x. Operating income very largely covers interest expenses: high safety margin.
Liquidity ratio (2025)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
175.334
Interest coverage (2025)
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Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
1097.47
Liquidity indicators evolution AGRI NEGOCE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Liquidity ratio
458.114
491.05
461.832
166.078
198.413
330.771
136.868
142.728
146.315
175.334
Interest coverage
19.519
7.684
39.925
22.263
16.518
24.599
31.706
27.571
114.98
1097.47
Sector positioning
Liquidity ratio
175.332025
2023
2024
2025
Q1: 130.13
Med: 212.59
Q3: 336.97
Average+11 pts over 3 years
In 2025, the liquidity ratio of AGRI NEGOCE (175.33) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
1097.47x2025
2023
2024
2025
Q1: 0.0x
Med: 13.85x
Q3: 38.47x
Excellent
In 2025, the interest coverage of AGRI NEGOCE (1097.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 69 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 42 days. The company must finance 27 days of gap between collections and payments. Inventory turnover is 40 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 94 days of revenue, i.e. 23.7 M€ to permanently finance.
Operating WCR (2025)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
23 718 570 €
Customer credit (2025)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
69 j
Supplier credit (2025)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
42 j
Inventory turnover (2025)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
40 j
WCR in days of revenue (2025)
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WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
94 j
WCR and payment terms evolution AGRI NEGOCE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Operating WCR
24 451 161 €
19 214 934 €
25 603 087 €
11 164 623 €
17 189 106 €
19 011 421 €
21 799 437 €
20 494 052 €
14 937 889 €
23 718 570 €
Inventory turnover (days)
23
36
40
33
43
18
15
24
31
40
Customer payment term (days)
66
69
85
57
67
63
61
73
49
69
Supplier payment term (days)
19
16
24
31
17
20
36
23
27
42
Positioning of AGRI NEGOCE in its sector
Comparison with sector Commerce de gros (commerce interentreprises) de céréales, de tabac non manufacturé, de semences et d'aliments pour le bétail
Valuation estimate
Based on 94 transactions of similar company sales
(all years),
the value of AGRI NEGOCE is estimated at
4 535 944 €
(range 2 969 441€ - 5 889 224€).
With an EBITDA of 157 567€, the sector multiple of 0.5x is applied.
The price/revenue ratio is 0.15x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2025
94 tx
2969k€4535k€5889k€
4 535 944 €Range: 2 969 441€ - 5 889 224€
NAF 5 all-time
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
157 567 €×0.5x
Estimation76 841 €
45 371€ - 328 513€
Revenue Multiple30%
90 754 045 €×0.15x
Estimation13 714 987 €
9 308 303€ - 15 745 785€
Net Income Multiple20%
1 371 878 €×1.4x
Estimation1 915 137 €
771 325€ - 5 006 161€
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 94 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Commerce de gros (commerce interentreprises) de céréales, de tabac non manufacturé, de semences et d'aliments pour le bétail )
Compare AGRI NEGOCE with other companies in the same sector:
Yes, AGRI NEGOCE generated a net profit of 1.4 M€ in 2025.
Where is the headquarters of AGRI NEGOCE ?
The headquarters of AGRI NEGOCE is located in LA CHARTRE-SUR-LE-LOIR (72340), in the department Sarthe.
Where to find the tax return of AGRI NEGOCE ?
The tax return of AGRI NEGOCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does AGRI NEGOCE operate?
AGRI NEGOCE operates in the sector Commerce de gros (commerce interentreprises) de céréales, de tabac non manufacturé, de semences et d'aliments pour le bétail (NAF code 46.21Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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