SIREN : 440000933
AGRI FINANCES is a French company founded 24 years ago, specialized in the sector Activités des sociétés holding. Based in CASTELCULIER (47240), this company of category PME shows in 2024 a revenue of 1.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 059 593 € | 1 037 853 € | 994 487 € | 994 452 € | 838 709 € | 837 309 € | 839 479 € | 782 219 € | 769 198 € |
| Net income | 41 699 € | 1 191 823 € | 8 248 € | 924 703 € | 19 871 € | 680 944 € | 52 691 € | 736 426 € | 38 820 € |
| EBITDA | 16 456 € | -13 463 € | 1 244 € | 26 546 € | 9 695 € | -6 212 € | 44 510 € | 48 525 € | 48 380 € |
| Net margin | 3.9% | 114.8% | 0.8% | 93.0% | 2.4% | 81.3% | 6.3% | 94.1% | 5.0% |
In 2024, AGRI FINANCES achieves revenue of 1.1 M€. Revenue is growing positively over 9 years (CAGR: +4.1%). Vs 2023: +2%. After deducting consumption (0 €), gross margin stands at 1.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 16 k€, representing 1.6% of revenue. Positive scissor effect: EBITDA margin improves by +2.9 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 42 k€, i.e. 3.9% of revenue. This profit can be retained or distributed to shareholders.
1 059 593 €
1 059 593 €
16 456 €
54 632 €
41 699 €
1.6%
The debt ratio (= Financial debt / Equity x 100) stands at 24%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 77%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 201.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
23.638%
77.32%
0.332%
201.719
1.7%
In 2024, the debt ratio of AGRI FINANCES (23.64) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of AGRI FINANCES (77.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of AGRI FINANCES (201.72) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 717.29. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 326.4x. Operating income very largely covers interest expenses: high safety margin.
717.293
326.44
In 2024, the liquidity ratio of AGRI FINANCES (717.29) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of AGRI FINANCES (326.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 25 days. Favorable situation: supplier credit is longer than customer credit by 25 days. Overall, WCR represents 306 days of revenue, i.e. 902 k€ to permanently finance. Over 2016-2024, WCR increased by +66%, requiring additional financing.
901 618 €
0 j
25 j
0 j
306 j
Based on 54 transactions of similar company sales
in 2024,
the value of AGRI FINANCES is estimated at
239 122 €
(range 130 936€ - 353 349€).
With an EBITDA of 16 456€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AGRI FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of AGRI FINANCES in 2024 is 1.1 M€.
Yes, AGRI FINANCES generated a net profit of 42 k€ in 2024.
The headquarters of AGRI FINANCES is located in CASTELCULIER (47240), in the department Lot-et-Garonne.
The tax return of AGRI FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AGRI FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.