SIREN : 419992391
AGPM CONSEIL is a French company founded 27 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in TOULON (83100), this company of category ETI shows in 2024 a revenue of 1.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 143 495 € | 1 106 661 € | 1 052 726 € | 1 169 219 € | 1 080 903 € | 1 051 826 € | 1 066 418 € | 996 907 € | 1 016 772 € |
| Net income | -117 980 € | -621 888 € | -758 227 € | 384 275 € | 323 038 € | 383 243 € | 301 178 € | 330 782 € | 351 621 € |
| EBITDA | -387 124 € | -902 827 € | -505 534 € | 445 096 € | 353 809 € | 416 003 € | 440 128 € | 440 757 € | 412 704 € |
| Net margin | -10.3% | -56.2% | -72.0% | 32.9% | 29.9% | 36.4% | 28.2% | 33.2% | 34.6% |
In 2024, AGPM CONSEIL achieves revenue of 1.1 M€. Revenue is growing positively over 9 years (CAGR: +1.5%). Vs 2023: +3%. After deducting consumption (0 €), gross margin stands at 1.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -387 k€, representing -33.9% of revenue. Positive scissor effect: EBITDA margin improves by +47.7 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -118 k€ (-10.3% of revenue), which will impact equity.
1 143 495 €
1 143 495 €
-387 124 €
-387 083 €
-117 980 €
-33.9%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 90%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
0.0%
90.027%
-22.928%
0.0
In 2024, the debt ratio of AGPM CONSEIL (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of AGPM CONSEIL (90.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of AGPM CONSEIL (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 1002.66. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1002.663
-66.704
In 2024, the liquidity ratio of AGPM CONSEIL (1002.66) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of AGPM CONSEIL (-66.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1 days. Favorable situation: supplier credit is longer than customer credit by 1 days. WCR is negative (-196 days): operations structurally generate cash. Notable WCR improvement over the period (-110%), freeing up cash.
-621 387 €
0 j
1 j
0 j
-196 j
Based on 193 transactions of similar company sales (all years), the value of AGPM CONSEIL is estimated at 1 123 401 € (range 313 279€ - 2 089 332€). The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AGPM CONSEIL with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of AGPM CONSEIL in 2024 is 1.1 M€.
AGPM CONSEIL recorded a net loss in 2024.
The headquarters of AGPM CONSEIL is located in TOULON (83100), in the department Var.
The tax return of AGPM CONSEIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AGPM CONSEIL operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.