SIREN : 597020122
AGORASSUR is a French company founded 56 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in VENDOME (41100), this company of category ETI shows in 2024 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 241 456 € | 1 410 756 € | 1 216 486 € | 1 253 808 € | 1 025 913 € | 1 376 064 € | 1 144 557 € | 1 148 221 € | 1 219 338 € | 1 413 569 € |
| Net income | 173 442 € | 232 901 € | 187 034 € | 264 101 € | 344 899 € | 572 290 € | 198 385 € | 300 076 € | 230 081 € | 490 524 € |
| EBITDA | 292 926 € | 291 296 € | 291 227 € | 472 342 € | 481 731 € | 838 737 € | -366 261 € | 475 865 € | 375 859 € | 667 886 € |
| Net margin | 14.0% | 16.5% | 15.4% | 21.1% | 33.6% | 41.6% | 17.3% | 26.1% | 18.9% | 34.7% |
In 2024, AGORASSUR achieves revenue of 1.2 M€. Activity remains stable over the period (CAGR: -1.4%). Significant drop of -12% vs 2023. After deducting consumption (0 €), gross margin stands at 1.2 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 293 k€, representing 23.6% of revenue. Positive scissor effect: EBITDA margin improves by +2.9 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 173 k€, i.e. 14.0% of revenue. This profit can be retained or distributed to shareholders.
1 241 456 €
1 241 456 €
292 926 €
292 756 €
173 442 €
23.6%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 94%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 18.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
94.337%
18.82%
0.0
In 2024, the debt ratio of AGORASSUR (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of AGORASSUR (94.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of AGORASSUR (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 2620.18. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
2620.179
0.0
In 2024, the liquidity ratio of AGORASSUR (2620.18) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of AGORASSUR (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 50 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 20 days. The company must finance 30 days of gap between collections and payments. Overall, WCR represents 99 days of revenue, i.e. 343 k€ to permanently finance. Over 2015-2024, WCR increased by +649%, requiring additional financing.
342 927 €
50 j
20 j
0 j
99 j
Based on 193 transactions of similar company sales (all years), the value of AGORASSUR is estimated at 613 024 € (range 180 858€ - 1 904 342€). With an EBITDA of 292 926€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AGORASSUR with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of AGORASSUR in 2024 is 1.2 M€.
Yes, AGORASSUR generated a net profit of 173 k€ in 2024.
The headquarters of AGORASSUR is located in VENDOME (41100), in the department Loir-et-Cher.
The tax return of AGORASSUR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AGORASSUR operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.