SIREN : 754012730
AGORAEXPAT SAS is a French company founded 13 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75008), this company of category PME shows in 2024 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2015 |
|---|---|---|---|---|---|---|---|
| Revenue | 1 293 935 € | 1 158 638 € | 1 179 296 € | 998 838 € | 961 783 € | 782 006 € | 497 634 € |
| Net income | 197 341 € | 102 568 € | 189 502 € | 130 319 € | 193 249 € | 112 277 € | 13 375 € |
| EBITDA | 248 376 € | 127 279 € | 184 643 € | 163 049 € | 195 305 € | 131 965 € | 16 506 € |
| Net margin | 15.3% | 8.9% | 16.1% | 13.0% | 20.1% | 14.4% | 2.7% |
In 2024, AGORAEXPAT SAS achieves revenue of 1.3 M€. Over the period 2015-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +11.2%. Vs 2023, growth of +12% (1.2 M€ -> 1.3 M€). After deducting consumption (0 €), gross margin stands at 1.3 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 248 k€, representing 19.2% of revenue. Positive scissor effect: EBITDA margin improves by +8.2 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 197 k€, i.e. 15.3% of revenue. This profit can be retained or distributed to shareholders.
1 293 935 €
1 293 935 €
248 376 €
247 880 €
197 341 €
19.2%
The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 90%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 15.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
3.879%
89.936%
15.251%
0.14
In 2024, the debt ratio of AGORAEXPAT SAS (3.88) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of AGORAEXPAT SAS (89.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of AGORAEXPAT SAS (0.14) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1140.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.0x. Coverage is limited: any activity downturn would jeopardize interest payments.
1140.757
1.038
In 2024, the liquidity ratio of AGORAEXPAT SAS (1140.76) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of AGORAEXPAT SAS (1.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 19 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 2 days. The company must finance 17 days of gap between collections and payments. Overall, WCR represents 45 days of revenue, i.e. 162 k€ to permanently finance. Over 2015-2024, WCR increased by +8400%, requiring additional financing.
162 001 €
19 j
2 j
0 j
45 j
Based on 193 transactions of similar company sales (all years), the value of AGORAEXPAT SAS is estimated at 611 144 € (range 182 757€ - 1 839 384€). With an EBITDA of 248 376€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AGORAEXPAT SAS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of AGORAEXPAT SAS in 2024 is 1.3 M€.
Yes, AGORAEXPAT SAS generated a net profit of 197 k€ in 2024.
The headquarters of AGORAEXPAT SAS is located in PARIS (75008), in the department Paris.
The tax return of AGORAEXPAT SAS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AGORAEXPAT SAS operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.