SIREN : 413914078
AGI is a French company founded 28 years ago, specialized in the sector Travaux d'isolation. Based in GENAS (69740), this company of category PME shows in 2024 a revenue of 20.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2022 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 20 130 222 € | 18 384 031 € | 16 347 213 € | 16 827 850 € | 17 002 827 € | 15 168 879 € |
| Net income | 111 627 € | 250 641 € | 180 025 € | 222 258 € | 438 666 € | 228 986 € |
| EBITDA | 635 957 € | 552 269 € | 723 576 € | 816 621 € | 998 489 € | 745 877 € |
| Net margin | 0.6% | 1.4% | 1.1% | 1.3% | 2.6% | 1.5% |
In 2024, AGI achieves revenue of 20.1 M€. Revenue is growing positively over 6 years (CAGR: +3.6%). Vs 2022: +9%. After deducting consumption (7.7 M€), gross margin stands at 12.4 M€, i.e. a rate of 62%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 636 k€, representing 3.2% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 112 k€, i.e. 0.6% of revenue. This profit can be retained or distributed to shareholders.
20 130 222 €
12 397 959 €
635 957 €
123 616 €
111 627 €
3.2%
The debt ratio (= Financial debt / Equity x 100) stands at 46%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
45.891%
37.742%
3.117%
2.313
19.1%
In 2024, the debt ratio of AGI (45.89) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of AGI (37.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of AGI (2.31) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 184.25. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 8.6x. Operating income very largely covers interest expenses: high safety margin.
184.246
8.564
In 2024, the liquidity ratio of AGI (184.25) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of AGI (8.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 87 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 68 days. The company must finance 19 days of gap between collections and payments. Inventory turnover is 10 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 103 days of revenue, i.e. 5.7 M€ to permanently finance. Over 2016-2024, WCR increased by +28%, requiring additional financing.
5 735 905 €
87 j
68 j
10 j
103 j
Based on 58 transactions of similar company sales
(all years),
the value of AGI is estimated at
1 704 276 €
(range 1 150 388€ - 2 965 345€).
With an EBITDA of 635 957€, the sector multiple of 1.2x is applied.
The price/revenue ratio is 0.20x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 58 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AGI with other companies in the same sector:
The revenue of AGI in 2024 is 20.1 M€.
Yes, AGI generated a net profit of 112 k€ in 2024.
The headquarters of AGI is located in GENAS (69740), in the department Rhone.
The tax return of AGI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AGI operates in the sector Travaux d'isolation (NAF code 43.29A). See the 'Sector positioning' section above to compare the company with its competitors.