SIREN : 493481204
AGES &VIE HABITAT is a French company founded 19 years ago, specialized in the sector Promotion immobilière de logements. Based in CHALEZEULE (25220), this company of category GE shows in 2024 a revenue of 19.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 19 492 894 € | 79 756 273 € | 101 809 096 € | 101 869 729 € | 79 741 201 € | 16 586 379 € | 7 807 422 € | 12 078 591 € | 2 100 247 € |
| Net income | -5 504 737 € | 2 585 711 € | 7 904 151 € | 11 301 611 € | 11 705 484 € | 2 176 963 € | 917 812 € | 352 773 € | 51 363 € |
| EBITDA | 1 598 963 € | 3 946 988 € | 7 922 101 € | 11 263 476 € | 11 460 570 € | 2 880 763 € | 1 029 762 € | 438 165 € | 27 795 € |
| Net margin | -28.2% | 3.2% | 7.8% | 11.1% | 14.7% | 13.1% | 11.8% | 2.9% | 2.4% |
In 2024, AGES &VIE HABITAT achieves revenue of 19.5 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +32.1%. Significant drop of -76% vs 2023. After deducting consumption (620 €), gross margin stands at 19.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.6 M€, representing 8.2% of revenue. Positive scissor effect: EBITDA margin improves by +3.3 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Net income is negative at -5.5 M€ (-28.2% of revenue), which will impact equity.
19 492 894 €
19 492 274 €
1 598 963 €
3 092 485 €
-5 504 737 €
8.2%
The debt ratio (= Financial debt / Equity x 100) stands at 52%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 31%. The balance between equity and debt is satisfactory.
52.367%
30.705%
-12.141%
-3.66
89.5%
In 2024, the debt ratio of AGES &VIE HABITAT (52.37) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of AGES &VIE HABITAT (30.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of AGES &VIE HABITAT (-3.66) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 213.03. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 266.6x. Operating income very largely covers interest expenses: high safety margin.
213.028
266.58
In 2024, the liquidity ratio of AGES &VIE HABITAT (213.03) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of AGES &VIE HABITAT (266.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 292 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 942 days. Excellent situation: suppliers finance 650 days of the operating cycle (retail model). Inventory turnover is 383 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 835 days of revenue, i.e. 45.2 M€ to permanently finance. Over 2016-2024, WCR increased by +4956%, requiring additional financing.
45 225 268 €
292 j
942 j
383 j
835 j
Based on 80 transactions of similar company sales
(all years),
the value of AGES &VIE HABITAT is estimated at
3 047 725 €
(range 1 149 433€ - 8 079 284€).
With an EBITDA of 1 598 963€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AGES &VIE HABITAT with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of AGES &VIE HABITAT in 2024 is 19.5 M€.
AGES &VIE HABITAT recorded a net loss in 2024.
The headquarters of AGES &VIE HABITAT is located in CHALEZEULE (25220), in the department Doubs.
The tax return of AGES &VIE HABITAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AGES &VIE HABITAT operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.