AGEO PREVOYANCE CONSEIL BOURGOGNE is a French company
founded 17 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in NUITS-SAINT-GEORGES (21700),
this company of category PME
shows in 2022 a revenue of 1.2 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - AGEO PREVOYANCE CONSEIL BOURGOGNE (SIREN 504886326)
Indicator
2024
2023
2022
2021
2019
2018
2017
2016
Revenue
N/C
N/C
1 212 490 €
N/C
1 064 862 €
980 747 €
908 405 €
781 130 €
Net income
537 042 €
490 807 €
361 408 €
274 112 €
221 998 €
124 302 €
86 527 €
81 006 €
EBITDA
N/C
N/C
488 455 €
N/C
314 775 €
183 043 €
135 328 €
136 080 €
Net margin
N/C
N/C
29.8%
N/C
20.8%
12.7%
9.5%
10.4%
Revenue and income statement
In 2024, AGEO PREVOYANCE CONSEIL BOURGOGNE generates positive net income of 537 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 81 k€ -> 537 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
537 042 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 90%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.0%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
89.83%
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2021
2022
2023
2024
Debt ratio
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Financial autonomy
68.446
61.716
64.253
84.04
88.73
90.208
88.381
89.83
Repayment capacity
0.0
0.0
0.0
0.0
None
0.0
None
None
Cash flow / Revenue
10.872%
9.611%
12.66%
20.514%
None%
29.666%
None%
None%
Sector positioning
Debt ratio
0.02024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.38
Excellent
In 2024, the debt ratio of AGEO PREVOYANCE CONSEIL B... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
Financial autonomy
89.83%2024
2022
2023
2024
Q1: 13.01%
Med: 47.62%
Q3: 76.27%
Excellent
In 2024, the financial autonomy of AGEO PREVOYANCE CONSEIL B... (89.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.0 years2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.38 years
Excellent
In 2022, the repayment capacity of AGEO PREVOYANCE CONSEIL B... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 955.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2021
2022
2023
2024
Liquidity ratio
286.143
246.279
266.021
587.533
853.831
985.525
837.953
955.374
Interest coverage
0.0
0.002
0.0
0.0
None
0.0
None
None
Sector positioning
Liquidity ratio
955.372024
2022
2023
2024
Q1: 123.36
Med: 243.1
Q3: 571.4
Excellent
In 2024, the liquidity ratio of AGEO PREVOYANCE CONSEIL B... (955.37) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Interest coverage
0.0x2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.08x
Average
In 2022, the interest coverage of AGEO PREVOYANCE CONSEIL B... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution AGEO PREVOYANCE CONSEIL BOURGOGNE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2021
2022
2023
2024
Operating WCR
207 671 €
169 281 €
180 830 €
294 520 €
0 €
394 762 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
Customer payment term (days)
0
0
0
0
0
0
0
0
Supplier payment term (days)
53
29
26
22
0
19
0
0
Positioning of AGEO PREVOYANCE CONSEIL BOURGOGNE in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of AGEO PREVOYANCE CONSEIL BOURGOGNE is estimated at
1 080 888 €
(range 511 280€ - 4 935 223€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
511k€1080k€4935k€
1 080 888 €Range: 511 280€ - 4 935 223€
NAF 5 all-time
Valuation method used
Net Income Multiple
537 042 €
×
2.0x
=1 080 888 €
Range: 511 281€ - 4 935 224€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare AGEO PREVOYANCE CONSEIL BOURGOGNE with other companies in the same sector:
Frequently asked questions about AGEO PREVOYANCE CONSEIL BOURGOGNE
What is the revenue of AGEO PREVOYANCE CONSEIL BOURGOGNE ?
The revenue of AGEO PREVOYANCE CONSEIL BOURGOGNE in 2022 is 1.2 M€.
Is AGEO PREVOYANCE CONSEIL BOURGOGNE profitable?
Yes, AGEO PREVOYANCE CONSEIL BOURGOGNE generated a net profit of 537 k€ in 2024.
Where is the headquarters of AGEO PREVOYANCE CONSEIL BOURGOGNE ?
The headquarters of AGEO PREVOYANCE CONSEIL BOURGOGNE is located in NUITS-SAINT-GEORGES (21700), in the department Cote-d'Or.
Where to find the tax return of AGEO PREVOYANCE CONSEIL BOURGOGNE ?
The tax return of AGEO PREVOYANCE CONSEIL BOURGOGNE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does AGEO PREVOYANCE CONSEIL BOURGOGNE operate?
AGEO PREVOYANCE CONSEIL BOURGOGNE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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