AGENCE VOYAGES ET BUSINESS : revenue, balance sheet and financial ratios

AGENCE VOYAGES ET BUSINESS is a French company founded 35 years ago, specialized in the sector Autres services de réservation et activités connexes. Based in CLICHY (92110), this company of category ETI shows in 2024 a revenue of 11.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - AGENCE VOYAGES ET BUSINESS (SIREN 379993553)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 11 809 188 € 11 533 371 € 10 763 231 € 10 763 231 € 14 348 369 € 19 402 630 € 16 150 109 € 11 963 508 € 12 033 826 €
Net income 1 099 024 € 880 504 € 793 426 € 793 426 € 619 737 € -159 951 € 155 613 € 71 756 € -1 053 807 €
EBITDA 1 414 772 € 1 231 118 € 1 006 075 € 1 006 075 € 934 355 € 374 201 € 737 998 € 523 398 € -273 085 €
Net margin 9.3% 7.6% 7.4% 7.4% 4.3% -0.8% 1.0% 0.6% -8.8%

Revenue and income statement

In 2024, AGENCE VOYAGES ET BUSINESS achieves revenue of 11.8 M€. Activity remains stable over the period (CAGR: -0.2%). Vs 2023: +2%. After deducting consumption (0 €), gross margin stands at 11.8 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.4 M€, representing 12.0% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.1 M€, i.e. 9.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

11 809 188 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

11 809 188 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

1 414 772 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

1 430 614 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

1 099 024 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

12.0%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 9.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

41.904%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

9.337%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

3.6%

Solvency indicators evolution
AGENCE VOYAGES ET BUSINESS

Sector positioning

Debt ratio
0.0 2024
2022
2023
2024
Q1: 0.0
Med: 3.11
Q3: 35.73
Excellent

In 2024, the debt ratio of AGENCE VOYAGES ET BUSINESS (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
41.9% 2024
2022
2023
2024
Q1: 4.92%
Med: 27.97%
Q3: 55.75%
Good +7 pts over 3 years

In 2024, the financial autonomy of AGENCE VOYAGES ET BUSINESS (41.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.0 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 0.56 years
Excellent

In 2024, the repayment capacity of AGENCE VOYAGES ET BUSINESS (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 154.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.0x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

154.565

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.002

Liquidity indicators evolution
AGENCE VOYAGES ET BUSINESS

Sector positioning

Liquidity ratio
154.56 2024
2022
2023
2024
Q1: 116.88
Med: 188.57
Q3: 339.88
Average +7 pts over 3 years

In 2024, the liquidity ratio of AGENCE VOYAGES ET BUSINESS (154.56) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.0x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 0.4x
Good -22 pts over 3 years

In 2024, the interest coverage of AGENCE VOYAGES ET BUSINESS (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 69 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 56 days. The company must finance 13 days of gap between collections and payments. Overall, WCR represents 101 days of revenue, i.e. 3.3 M€ to permanently finance. Over 2016-2024, WCR increased by +529%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

3 299 015 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

69 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

56 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

101 j

WCR and payment terms evolution
AGENCE VOYAGES ET BUSINESS

Positioning of AGENCE VOYAGES ET BUSINESS in its sector

Comparison with sector Autres services de réservation et activités connexes

Valuation estimate

Based on 163 transactions of similar company sales (all years), the value of AGENCE VOYAGES ET BUSINESS is estimated at 3 329 756 € (range 1 363 178€ - 6 766 994€). With an EBITDA of 1 414 772€, the sector multiple of 2.4x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
163 transactions
1363k€ 3329k€ 6766k€
3 329 756 € Range: 1 363 178€ - 6 766 994€
Section all-time Aggregated at NAF section level

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
1 414 772 € × 2.4x
Estimation 3 340 732 €
1 054 348€ - 6 746 077€
Revenue Multiple 30%
11 809 188 € × 0.38x
Estimation 4 499 443 €
2 354 681€ - 6 618 154€
Net Income Multiple 20%
1 099 024 € × 1.4x
Estimation 1 547 790 €
648 004€ - 7 042 550€
How is this estimate calculated?

This estimate is based on the analysis of 163 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres services de réservation et activités connexes)

Compare AGENCE VOYAGES ET BUSINESS with other companies in the same sector:

Voir toutes les statistiques du secteur Autres services de réservation et activités connexes

Frequently asked questions about AGENCE VOYAGES ET BUSINESS

What is the revenue of AGENCE VOYAGES ET BUSINESS ?

The revenue of AGENCE VOYAGES ET BUSINESS in 2024 is 11.8 M€.

Is AGENCE VOYAGES ET BUSINESS profitable?

Yes, AGENCE VOYAGES ET BUSINESS generated a net profit of 1.1 M€ in 2024.

Where is the headquarters of AGENCE VOYAGES ET BUSINESS ?

The headquarters of AGENCE VOYAGES ET BUSINESS is located in CLICHY (92110), in the department Hauts-de-Seine.

Where to find the tax return of AGENCE VOYAGES ET BUSINESS ?

The tax return of AGENCE VOYAGES ET BUSINESS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AGENCE VOYAGES ET BUSINESS operate?

AGENCE VOYAGES ET BUSINESS operates in the sector Autres services de réservation et activités connexes (NAF code 79.90Z). See the 'Sector positioning' section above to compare the company with its competitors.