SIREN : 441169364
AGENCE TOURRE is a French company founded 24 years ago, specialized in the sector Agences immobilières. Based in RUOMS (07120), this company of category PME shows in 2021 a revenue of 404 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|
| Revenue | 404 017 € | 314 392 € | 392 083 € | 372 567 € | 374 683 € |
| Net income | -2 580 € | 8 564 € | -4 919 € | 6 822 € | 19 263 € |
| EBITDA | 15 477 € | 28 113 € | 10 375 € | 15 514 € | 46 130 € |
| Net margin | -0.6% | 2.7% | -1.3% | 1.8% | 5.1% |
In 2021, AGENCE TOURRE achieves revenue of 404 k€. Revenue is growing positively over 5 years (CAGR: +1.9%). Vs 2020, growth of +29% (314 k€ -> 404 k€). After deducting consumption (0 €), gross margin stands at 404 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 15 k€, representing 3.8% of revenue. Warning negative scissor effect: despite revenue change (+29%), EBITDA varies by -45%, reducing margin by 5.1 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -3 k€ (-0.6% of revenue), which will impact equity.
404 017 €
404 017 €
15 477 €
-375 €
-2 580 €
3.8%
The debt ratio (= Financial debt / Equity x 100) stands at 188%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 17.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 2.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
187.888%
26.618%
2.605%
17.388
62.1%
In 2021, the debt ratio of AGENCE TOURRE (187.89) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of AGENCE TOURRE (26.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of AGENCE TOURRE (17.39) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 152.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 12.1x. Operating income very largely covers interest expenses: high safety margin.
152.009
12.082
In 2021, the liquidity ratio of AGENCE TOURRE (152.01) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2021, the interest coverage of AGENCE TOURRE (12.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 17 days. Favorable situation: supplier credit is longer than customer credit by 17 days. Inventory turnover is 110 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 68 days of revenue, i.e. 77 k€ to permanently finance. Over 2017-2021, WCR increased by +292%, requiring additional financing.
76 638 €
0 j
17 j
110 j
68 j
Based on 98 transactions of similar company sales
in 2021,
the value of AGENCE TOURRE is estimated at
50 270 €
(range 23 294€ - 201 281€).
With an EBITDA of 15 477€, the sector multiple of 0.8x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AGENCE TOURRE with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of AGENCE TOURRE in 2021 is 404 k€.
AGENCE TOURRE recorded a net loss in 2021.
The headquarters of AGENCE TOURRE is located in RUOMS (07120), in the department Ardeche.
The tax return of AGENCE TOURRE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AGENCE TOURRE operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.