AGENCE SAMANI MD ARCHITECTE D'INTERIEUR : revenue, balance sheet and financial ratios

AGENCE SAMANI MD ARCHITECTE D'INTERIEUR is a French company founded 18 years ago, specialized in the sector Activités d'architecture . Based in LA CLUSAZ (74220), this company of category PME shows in 2025 a revenue of 341 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - AGENCE SAMANI MD ARCHITECTE D'INTERIEUR (SIREN 503768996)
Indicator 2025 2024 2023
Revenue 341 112 € 395 351 € 431 410 €
Net income 6 052 € 1 149 € 13 033 €
EBITDA 38 331 € 24 755 € 20 617 €
Net margin 1.8% 0.3% 3.0%

Revenue and income statement

In 2025, AGENCE SAMANI MD ARCHITECTE D'INTERIEUR achieves revenue of 341 k€. Revenue is declining over the period 2023-2025 (CAGR: -11.1%). Significant drop of -14% vs 2024. After deducting consumption (19 k€), gross margin stands at 322 k€, i.e. a rate of 94%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 38 k€, representing 11.2% of revenue. Positive scissor effect: EBITDA margin improves by +5.0 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 6 k€, i.e. 1.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

341 112 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

322 194 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

38 331 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

18 559 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

6 052 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

11.2%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 219%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 24%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.9 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 7.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

218.977%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

24.45%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

7.566%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

6.884

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

71.0%

Solvency indicators evolution
AGENCE SAMANI MD ARCHITECTE D'INTERIEUR

Sector positioning

Debt ratio
218.98 2025
2023
2024
2025
Q1: 1.0
Med: 11.78
Q3: 37.89
Watch +8 pts over 3 years

In 2025, the debt ratio of AGENCE SAMANI MD ARCHITEC... (218.98) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
24.45% 2025
2023
2024
2025
Q1: 29.4%
Med: 51.99%
Q3: 69.9%
Watch -25 pts over 3 years

In 2025, the financial autonomy of AGENCE SAMANI MD ARCHITEC... (24.4%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
6.88 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.1 years
Q3: 1.28 years
Watch

In 2025, the repayment capacity of AGENCE SAMANI MD ARCHITEC... (6.88) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 239.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 19.5x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

239.807

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

19.548

Liquidity indicators evolution
AGENCE SAMANI MD ARCHITECTE D'INTERIEUR

Sector positioning

Liquidity ratio
239.81 2025
2023
2024
2025
Q1: 181.41
Med: 280.66
Q3: 444.58
Average -5 pts over 3 years

In 2025, the liquidity ratio of AGENCE SAMANI MD ARCHITEC... (239.81) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
19.55x 2025
2023
2024
2025
Q1: 0.0x
Med: 0.0x
Q3: 0.77x
Excellent +21 pts over 3 years

In 2025, the interest coverage of AGENCE SAMANI MD ARCHITEC... (19.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 85 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 118 days. Excellent situation: suppliers finance 33 days of the operating cycle (retail model). Inventory turnover is 55 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 200 days of revenue, i.e. 189 k€ to permanently finance. Over 2023-2025, WCR increased by +54%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

189 078 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

85 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

118 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

55 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

200 j

WCR and payment terms evolution
AGENCE SAMANI MD ARCHITECTE D'INTERIEUR

Positioning of AGENCE SAMANI MD ARCHITECTE D'INTERIEUR in its sector

Comparison with sector Activités d'architecture

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 42 314€ to 83 310€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
42k€ 51k€ 83k€
51 129 € Range: 42 314€ - 83 310€
NAF 5 all-time

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités d'architecture )

Compare AGENCE SAMANI MD ARCHITECTE D'INTERIEUR with other companies in the same sector:

Voir toutes les statistiques du secteur Activités d'architecture

Frequently asked questions about AGENCE SAMANI MD ARCHITECTE D'INTERIEUR

What is the revenue of AGENCE SAMANI MD ARCHITECTE D'INTERIEUR ?

The revenue of AGENCE SAMANI MD ARCHITECTE D'INTERIEUR in 2025 is 341 k€.

Is AGENCE SAMANI MD ARCHITECTE D'INTERIEUR profitable?

Yes, AGENCE SAMANI MD ARCHITECTE D'INTERIEUR generated a net profit of 6 k€ in 2025.

Where is the headquarters of AGENCE SAMANI MD ARCHITECTE D'INTERIEUR ?

The headquarters of AGENCE SAMANI MD ARCHITECTE D'INTERIEUR is located in LA CLUSAZ (74220), in the department Haute-Savoie.

Where to find the tax return of AGENCE SAMANI MD ARCHITECTE D'INTERIEUR ?

The tax return of AGENCE SAMANI MD ARCHITECTE D'INTERIEUR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AGENCE SAMANI MD ARCHITECTE D'INTERIEUR operate?

AGENCE SAMANI MD ARCHITECTE D'INTERIEUR operates in the sector Activités d'architecture (NAF code 71.11Z). See the 'Sector positioning' section above to compare the company with its competitors.