Employees: 02 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2000-01-24 (26 years)Status: ActiveBusiness sector: Agences immobilièresLocation: BERNAY (27300), Eure
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
AGENCE SAINTE-CROIX : revenue, balance sheet and financial ratios
AGENCE SAINTE-CROIX is a French company
founded 26 years ago,
specialized in the sector Agences immobilières.
Based in BERNAY (27300),
this company of category PME
shows in 2020 a net income positive of 221 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - AGENCE SAINTE-CROIX (SIREN 429178882)
Indicator
2020
2019
Revenue
N/C
N/C
Net income
220 525 €
141 790 €
EBITDA
N/C
N/C
Net margin
N/C
N/C
Revenue and income statement
In 2020, AGENCE SAINTE-CROIX generates positive net income of 221 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2019-2020: 142 k€ -> 221 k€.
Net income (2020)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
220 525 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 24%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 61%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2020)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
24.441%
Financial autonomy (2020)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
60.604%
Asset age ratio (2020)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2019
2020
Debt ratio
16.221
24.441
Financial autonomy
70.478
60.604
Repayment capacity
None
None
Cash flow / Revenue
None%
None%
Sector positioning
Debt ratio
24.442020
2019
2020
Q1: 0.02
Med: 18.52
Q3: 93.75
Average
In 2020, the debt ratio of AGENCE SAINTE-CROIX (24.44) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
60.6%2020
2019
2020
Q1: 7.64%
Med: 31.23%
Q3: 59.48%
Excellent
In 2020, the financial autonomy of AGENCE SAINTE-CROIX (60.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 374.45. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2020)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2019
2020
Liquidity ratio
500.057
374.446
Interest coverage
None
None
Sector positioning
Liquidity ratio
374.452020
2019
2020
Q1: 117.75
Med: 199.64
Q3: 409.63
Good
In 2020, the liquidity ratio of AGENCE SAINTE-CROIX (374.45) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Positioning of AGENCE SAINTE-CROIX in its sector
Comparison with sector Agences immobilières
Valuation estimate
Based on 99 transactions of similar company sales
in 2020,
the value of AGENCE SAINTE-CROIX is estimated at
555 120 €
(range 168 673€ - 2 954 438€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2020
99 tx
168k€555k€2954k€
555 120 €Range: 168 673€ - 2 954 438€
NAF 5 année 2020
Valuation method used
Net Income Multiple
220 525 €
×
2.5x
=555 120 €
Range: 168 674€ - 2 954 438€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 99 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Agences immobilières)
Compare AGENCE SAINTE-CROIX with other companies in the same sector:
Frequently asked questions about AGENCE SAINTE-CROIX
What is the revenue of AGENCE SAINTE-CROIX ?
The revenue of AGENCE SAINTE-CROIX is not publicly disclosed (confidential accounts filed with INPI).
Is AGENCE SAINTE-CROIX profitable?
Yes, AGENCE SAINTE-CROIX generated a net profit of 221 k€ in 2020.
Where is the headquarters of AGENCE SAINTE-CROIX ?
The headquarters of AGENCE SAINTE-CROIX is located in BERNAY (27300), in the department Eure.
Where to find the tax return of AGENCE SAINTE-CROIX ?
The tax return of AGENCE SAINTE-CROIX is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does AGENCE SAINTE-CROIX operate?
AGENCE SAINTE-CROIX operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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