SIREN : 309575660
AGENCE LOZERE GESTION is a French company founded 49 years ago, specialized in the sector Agences immobilières. Based in MENDE (48000), this company of category PME shows in 2024 a revenue of 263 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 262 752 € | 281 718 € | 294 417 € | 290 182 € | 288 190 € | 288 983 € | 265 777 € | 250 298 € | 224 354 € |
| Net income | 15 561 € | 38 116 € | 32 553 € | 34 087 € | 57 659 € | 54 738 € | 41 552 € | 32 798 € | 19 633 € |
| EBITDA | -30 889 € | 5 932 € | 47 375 € | 46 793 € | 65 615 € | 60 490 € | 35 604 € | 21 523 € | 9 828 € |
| Net margin | 5.9% | 13.5% | 11.1% | 11.7% | 20.0% | 18.9% | 15.6% | 13.1% | 8.8% |
In 2024, AGENCE LOZERE GESTION achieves revenue of 263 k€. Revenue is growing positively over 9 years (CAGR: +2.0%). Slight decline of -7% vs 2023. After deducting consumption (0 €), gross margin stands at 263 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -31 k€, representing -11.8% of revenue. Warning negative scissor effect: despite revenue change (-7%), EBITDA varies by -621%, reducing margin by 13.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 16 k€, i.e. 5.9% of revenue. This profit can be retained or distributed to shareholders.
262 752 €
262 752 €
-30 889 €
-14 007 €
15 561 €
-11.7%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory.
0.19%
37.812%
-1.558%
-0.264
12.8%
In 2024, the debt ratio of AGENCE LOZERE GESTION (0.19) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of AGENCE LOZERE GESTION (37.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of AGENCE LOZERE GESTION (-0.26) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 160.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
160.386
-0.036
In 2024, the liquidity ratio of AGENCE LOZERE GESTION (160.39) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of AGENCE LOZERE GESTION (-0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 132 days. Excellent situation: suppliers finance 131 days of the operating cycle (retail model). WCR is negative (-1083 days): operations structurally generate cash. Notable WCR improvement over the period (-75%), freeing up cash.
-790 534 €
1 j
132 j
0 j
-1083 j
Based on 64 transactions of similar company sales
in 2024,
the value of AGENCE LOZERE GESTION is estimated at
82 937 €
(range 43 100€ - 186 889€).
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 64 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AGENCE LOZERE GESTION with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of AGENCE LOZERE GESTION in 2024 is 263 k€.
Yes, AGENCE LOZERE GESTION generated a net profit of 16 k€ in 2024.
The headquarters of AGENCE LOZERE GESTION is located in MENDE (48000), in the department Lozere.
The tax return of AGENCE LOZERE GESTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AGENCE LOZERE GESTION operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.