AGENCE JOFFARD SARL : revenue, balance sheet and financial ratios
AGENCE JOFFARD SARL is a French company
founded 50 years ago,
specialized in the sector Agences immobilières.
Based in NOGENT-SUR-MARNE (94130),
this company of category PME
shows in 2023 a revenue of 1.9 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - AGENCE JOFFARD SARL (SIREN 998650618)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
1 857 027 €
1 700 058 €
1 697 276 €
1 532 418 €
1 546 269 €
N/C
1 392 629 €
N/C
Net income
10 281 €
3 014 €
20 241 €
-10 195 €
-59 817 €
594 €
1 034 €
4 130 €
1 249 €
EBITDA
N/C
23 594 €
57 245 €
-52 285 €
-76 283 €
-79 604 €
N/C
25 909 €
N/C
Net margin
N/C
0.2%
1.2%
-0.6%
-3.9%
0.0%
N/C
0.3%
N/C
Revenue and income statement
In 2024, AGENCE JOFFARD SARL generates positive net income of 10 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 1 k€ -> 10 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
10 281 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 50%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 3%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
49.766%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
3.403%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
12.485
1.371
22.022
27.439
108.933
101.653
102.86
58.134
49.766
Financial autonomy
10.552
9.56
8.661
6.918
4.312
4.169
4.138
3.562
3.403
Repayment capacity
None
0.122
None
-1.147
-4.417
-10.643
5.62
9.561
None
Cash flow / Revenue
None%
3.161%
None%
-6.061%
-4.404%
-1.81%
2.804%
1.13%
None%
Sector positioning
Debt ratio
49.772024
2022
2023
2024
Q1: 0.0
Med: 10.0
Q3: 66.37
Average-7 pts over 3 years
In 2024, the debt ratio of AGENCE JOFFARD SARL (49.77) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
3.4%2024
2022
2023
2024
Q1: 2.98%
Med: 26.19%
Q3: 60.09%
Average
In 2024, the financial autonomy of AGENCE JOFFARD SARL (3.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
9.56 years2023
2022
2023
Q1: -0.13 years
Med: 0.0 years
Q3: 1.25 years
Watch
In 2023, the repayment capacity of AGENCE JOFFARD SARL (9.56) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 101.05. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
104.179
102.936
102.979
103.981
103.251
102.487
102.516
101.421
101.046
Interest coverage
None
0.0
None
-0.291
-3.25
-7.589
9.447
20.141
None
Sector positioning
Liquidity ratio
101.052024
2022
2023
2024
Q1: 104.02
Med: 180.58
Q3: 478.24
Watch
In 2024, the liquidity ratio of AGENCE JOFFARD SARL (101.05) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
Interest coverage
20.14x2023
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 0.94x
Excellent
In 2023, the interest coverage of AGENCE JOFFARD SARL (20.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution AGENCE JOFFARD SARL
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
0 €
-3 290 072 €
0 €
-4 572 348 €
276 249 €
65 447 €
276 599 €
194 969 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
0
16
0
43
36
39
39
18
0
Supplier payment term (days)
0
15
0
26
30
14
17
36
0
Positioning of AGENCE JOFFARD SARL in its sector
Comparison with sector Agences immobilières
Valuation estimate
Based on 64 transactions of similar company sales
in 2024,
the value of AGENCE JOFFARD SARL is estimated at
51 537 €
(range 22 656€ - 114 193€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2024
64 tx
22k€51k€114k€
51 537 €Range: 22 656€ - 114 193€
NAF 5 année 2024
Valuation method used
Net Income Multiple
10 281 €
×
5.0x
=51 538 €
Range: 22 656€ - 114 194€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 64 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Agences immobilières)
Compare AGENCE JOFFARD SARL with other companies in the same sector:
Frequently asked questions about AGENCE JOFFARD SARL
What is the revenue of AGENCE JOFFARD SARL ?
The revenue of AGENCE JOFFARD SARL in 2023 is 1.9 M€.
Is AGENCE JOFFARD SARL profitable?
Yes, AGENCE JOFFARD SARL generated a net profit of 10 k€ in 2024.
Where is the headquarters of AGENCE JOFFARD SARL ?
The headquarters of AGENCE JOFFARD SARL is located in NOGENT-SUR-MARNE (94130), in the department Val-de-Marne.
Where to find the tax return of AGENCE JOFFARD SARL ?
The tax return of AGENCE JOFFARD SARL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does AGENCE JOFFARD SARL operate?
AGENCE JOFFARD SARL operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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