AGENCE JOFFARD SARL : revenue, balance sheet and financial ratios

AGENCE JOFFARD SARL is a French company founded 50 years ago, specialized in the sector Agences immobilières. Based in NOGENT-SUR-MARNE (94130), this company of category PME shows in 2023 a revenue of 1.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - AGENCE JOFFARD SARL (SIREN 998650618)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C 1 857 027 € 1 700 058 € 1 697 276 € 1 532 418 € 1 546 269 € N/C 1 392 629 € N/C
Net income 10 281 € 3 014 € 20 241 € -10 195 € -59 817 € 594 € 1 034 € 4 130 € 1 249 €
EBITDA N/C 23 594 € 57 245 € -52 285 € -76 283 € -79 604 € N/C 25 909 € N/C
Net margin N/C 0.2% 1.2% -0.6% -3.9% 0.0% N/C 0.3% N/C

Revenue and income statement

In 2024, AGENCE JOFFARD SARL generates positive net income of 10 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 1 k€ -> 10 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

10 281 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 50%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 3%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

49.766%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

3.403%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

39.4%

Solvency indicators evolution
AGENCE JOFFARD SARL

Sector positioning

Debt ratio
49.77 2024
2022
2023
2024
Q1: 0.0
Med: 10.0
Q3: 66.37
Average -7 pts over 3 years

In 2024, the debt ratio of AGENCE JOFFARD SARL (49.77) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
3.4% 2024
2022
2023
2024
Q1: 2.98%
Med: 26.19%
Q3: 60.09%
Average

In 2024, the financial autonomy of AGENCE JOFFARD SARL (3.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
9.56 years 2023
2022
2023
Q1: -0.13 years
Med: 0.0 years
Q3: 1.25 years
Watch

In 2023, the repayment capacity of AGENCE JOFFARD SARL (9.56) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 101.05. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

101.046

Liquidity indicators evolution
AGENCE JOFFARD SARL

Sector positioning

Liquidity ratio
101.05 2024
2022
2023
2024
Q1: 104.02
Med: 180.58
Q3: 478.24
Watch

In 2024, the liquidity ratio of AGENCE JOFFARD SARL (101.05) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
20.14x 2023
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 0.94x
Excellent

In 2023, the interest coverage of AGENCE JOFFARD SARL (20.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
AGENCE JOFFARD SARL

Positioning of AGENCE JOFFARD SARL in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 64 transactions of similar company sales in 2024, the value of AGENCE JOFFARD SARL is estimated at 51 537 € (range 22 656€ - 114 193€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
64 tx
22k€ 51k€ 114k€
51 537 € Range: 22 656€ - 114 193€
NAF 5 année 2024

Valuation method used

Net Income Multiple
10 281 € × 5.0x = 51 538 €
Range: 22 656€ - 114 194€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 64 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare AGENCE JOFFARD SARL with other companies in the same sector:

Frequently asked questions about AGENCE JOFFARD SARL

What is the revenue of AGENCE JOFFARD SARL ?

The revenue of AGENCE JOFFARD SARL in 2023 is 1.9 M€.

Is AGENCE JOFFARD SARL profitable?

Yes, AGENCE JOFFARD SARL generated a net profit of 10 k€ in 2024.

Where is the headquarters of AGENCE JOFFARD SARL ?

The headquarters of AGENCE JOFFARD SARL is located in NOGENT-SUR-MARNE (94130), in the department Val-de-Marne.

Where to find the tax return of AGENCE JOFFARD SARL ?

The tax return of AGENCE JOFFARD SARL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AGENCE JOFFARD SARL operate?

AGENCE JOFFARD SARL operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.