AGENCE IMMOBILIERE JOLY : revenue, balance sheet and financial ratios
AGENCE IMMOBILIERE JOLY is a French company
founded 11 years ago,
specialized in the sector Agences immobilières.
Based in CAEN (14000),
this company of category PME
shows in 2023 a revenue of 972 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - AGENCE IMMOBILIERE JOLY (SIREN 802542126)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
971 810 €
N/C
N/C
N/C
1 172 704 €
N/C
N/C
N/C
Net income
36 524 €
55 588 €
15 238 €
70 595 €
30 495 €
106 301 €
76 960 €
63 417 €
85 195 €
EBITDA
N/C
117 990 €
N/C
N/C
N/C
198 756 €
N/C
N/C
N/C
Net margin
N/C
5.7%
N/C
N/C
N/C
9.1%
N/C
N/C
N/C
Revenue and income statement
In 2024, AGENCE IMMOBILIERE JOLY generates positive net income of 37 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 85 k€ -> 37 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
36 524 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 105%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 17%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
105.319%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
17.163%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
569.675
476.66
305.724
215.61
203.61
163.328
157.474
128.572
105.319
Financial autonomy
7.816
8.202
11.242
13.83
15.89
18.434
15.947
15.9
17.163
Repayment capacity
None
None
None
4.793
None
None
None
5.15
None
Cash flow / Revenue
None%
None%
None%
12.588%
None%
None%
None%
10.204%
None%
Sector positioning
Debt ratio
105.322024
2022
2023
2024
Q1: 0.0
Med: 10.0
Q3: 66.37
Average
In 2024, the debt ratio of AGENCE IMMOBILIERE JOLY (105.32) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
17.16%2024
2022
2023
2024
Q1: 2.98%
Med: 26.19%
Q3: 60.09%
Average+7 pts over 3 years
In 2024, the financial autonomy of AGENCE IMMOBILIERE JOLY (17.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
5.15 years2023
2023
Q1: -0.13 years
Med: 0.0 years
Q3: 1.25 years
Average
In 2023, the repayment capacity of AGENCE IMMOBILIERE JOLY (5.15) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 108.75. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
113.721
109.523
111.917
113.725
120.98
124.415
109.47
107.253
108.749
Interest coverage
None
None
None
7.615
None
None
None
9.14
None
Sector positioning
Liquidity ratio
108.752024
2022
2023
2024
Q1: 104.02
Med: 180.58
Q3: 478.24
Average
In 2024, the liquidity ratio of AGENCE IMMOBILIERE JOLY (108.75) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
9.14x2023
2023
Q1: 0.0x
Med: 0.0x
Q3: 0.94x
Excellent
In 2023, the interest coverage of AGENCE IMMOBILIERE JOLY (9.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution AGENCE IMMOBILIERE JOLY
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
0 €
0 €
0 €
-1 016 641 €
0 €
0 €
0 €
-1 313 440 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
0
0
0
1
0
0
0
15
0
Supplier payment term (days)
131
0
0
30
0
0
0
19
0
Positioning of AGENCE IMMOBILIERE JOLY in its sector
Comparison with sector Agences immobilières
Valuation estimate
Based on 64 transactions of similar company sales
in 2024,
the value of AGENCE IMMOBILIERE JOLY is estimated at
183 092 €
(range 80 488€ - 405 681€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2024
64 tx
80k€183k€405k€
183 092 €Range: 80 488€ - 405 681€
NAF 5 année 2024
Valuation method used
Net Income Multiple
36 524 €
×
5.0x
=183 092 €
Range: 80 489€ - 405 681€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 64 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Agences immobilières)
Compare AGENCE IMMOBILIERE JOLY with other companies in the same sector:
Frequently asked questions about AGENCE IMMOBILIERE JOLY
What is the revenue of AGENCE IMMOBILIERE JOLY ?
The revenue of AGENCE IMMOBILIERE JOLY in 2023 is 972 k€.
Is AGENCE IMMOBILIERE JOLY profitable?
Yes, AGENCE IMMOBILIERE JOLY generated a net profit of 37 k€ in 2024.
Where is the headquarters of AGENCE IMMOBILIERE JOLY ?
The headquarters of AGENCE IMMOBILIERE JOLY is located in CAEN (14000), in the department Calvados.
Where to find the tax return of AGENCE IMMOBILIERE JOLY ?
The tax return of AGENCE IMMOBILIERE JOLY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does AGENCE IMMOBILIERE JOLY operate?
AGENCE IMMOBILIERE JOLY operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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