AGENCE GOBERT IMMOBILIER : revenue, balance sheet and financial ratios

AGENCE GOBERT IMMOBILIER is a French company founded 35 years ago, specialized in the sector Administration d'immeubles et autres biens immobiliers. Based in LA CLUSAZ (74220), this company of category PME shows in 2024 a revenue of 567 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - AGENCE GOBERT IMMOBILIER (SIREN 382276335)
Indicator 2024 2023 2022 2021
Revenue 566 599 € 360 785 € 322 447 € 216 524 €
Net income 236 797 € 63 890 € 142 729 € 15 552 €
EBITDA 279 946 € 85 268 € 79 086 € 13 202 €
Net margin 41.8% 17.7% 44.3% 7.2%

Revenue and income statement

In 2024, AGENCE GOBERT IMMOBILIER achieves revenue of 567 k€. Over the period 2021-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +37.8%. Vs 2023, growth of +57% (361 k€ -> 567 k€). After deducting consumption (-100 €), gross margin stands at 567 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 280 k€, representing 49.4% of revenue. Positive scissor effect: EBITDA margin improves by +25.8 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 237 k€, i.e. 41.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

566 599 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

566 699 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

279 946 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

271 722 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

236 797 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

49.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 35%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 51%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 42.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

35.471%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

51.339%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

42.643%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.828

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

77.6%

Solvency indicators evolution
AGENCE GOBERT IMMOBILIER

Sector positioning

Debt ratio
35.47 2024
2022
2023
2024
Q1: 0.0
Med: 10.09
Q3: 67.7
Average +36 pts over 3 years

In 2024, the debt ratio of AGENCE GOBERT IMMOBILIER (35.47) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
51.34% 2024
2022
2023
2024
Q1: 3.13%
Med: 14.35%
Q3: 43.65%
Excellent

In 2024, the financial autonomy of AGENCE GOBERT IMMOBILIER (51.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.83 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.18 years
Q3: 4.28 years
Average +29 pts over 3 years

In 2024, the repayment capacity of AGENCE GOBERT IMMOBILIER (0.83) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 168.66. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.2x. Financial charges are adequately covered by operations.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

168.659

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

2.178

Liquidity indicators evolution
AGENCE GOBERT IMMOBILIER

Sector positioning

Liquidity ratio
168.66 2024
2022
2023
2024
Q1: 100.01
Med: 116.53
Q3: 409.53
Good +28 pts over 3 years

In 2024, the liquidity ratio of AGENCE GOBERT IMMOBILIER (168.66) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
2.18x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 7.73x
Good

In 2024, the interest coverage of AGENCE GOBERT IMMOBILIER (2.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 23 days. Favorable situation: supplier credit is longer than customer credit by 23 days. WCR is negative (-185 days): operations structurally generate cash. Notable WCR improvement over the period (-57%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-291 153 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

23 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-185 j

WCR and payment terms evolution
AGENCE GOBERT IMMOBILIER

Positioning of AGENCE GOBERT IMMOBILIER in its sector

Comparison with sector Administration d'immeubles et autres biens immobiliers

Valuation estimate

Based on 277 transactions of similar company sales (all years), the value of AGENCE GOBERT IMMOBILIER is estimated at 339 826 € (range 111 721€ - 991 302€). With an EBITDA of 279 946€, the sector multiple of 1.3x is applied. The price/revenue ratio is 0.29x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
277 transactions
111k€ 339k€ 991k€
339 826 € Range: 111 721€ - 991 302€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
279 946 € × 1.3x
Estimation 371 284 €
129 185€ - 1 120 210€
Revenue Multiple 30%
566 599 € × 0.29x
Estimation 161 682 €
77 931€ - 352 726€
Net Income Multiple 20%
236 797 € × 2.2x
Estimation 528 400 €
118 749€ - 1 626 896€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 277 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Administration d'immeubles et autres biens immobiliers)

Compare AGENCE GOBERT IMMOBILIER with other companies in the same sector:

Voir toutes les statistiques du secteur Administration d'immeubles et autres biens immobiliers

Frequently asked questions about AGENCE GOBERT IMMOBILIER

What is the revenue of AGENCE GOBERT IMMOBILIER ?

The revenue of AGENCE GOBERT IMMOBILIER in 2024 is 567 k€.

Is AGENCE GOBERT IMMOBILIER profitable?

Yes, AGENCE GOBERT IMMOBILIER generated a net profit of 237 k€ in 2024.

Where is the headquarters of AGENCE GOBERT IMMOBILIER ?

The headquarters of AGENCE GOBERT IMMOBILIER is located in LA CLUSAZ (74220), in the department Haute-Savoie.

Where to find the tax return of AGENCE GOBERT IMMOBILIER ?

The tax return of AGENCE GOBERT IMMOBILIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AGENCE GOBERT IMMOBILIER operate?

AGENCE GOBERT IMMOBILIER operates in the sector Administration d'immeubles et autres biens immobiliers (NAF code 68.32A). See the 'Sector positioning' section above to compare the company with its competitors.