AGENCE DE LA VALLEE DE CHEVREUSE : revenue, balance sheet and financial ratios

AGENCE DE LA VALLEE DE CHEVREUSE is a French company founded 18 years ago, specialized in the sector Agences immobilières. Based in CERNAY-LA-VILLE (78720), this company of category PME shows in 2021 a revenue of 485 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - AGENCE DE LA VALLEE DE CHEVREUSE (SIREN 498854066)
Indicator 2021 2020 2016
Revenue 485 409 € 372 774 € 451 582 €
Net income 134 114 € 70 307 € 23 241 €
EBITDA 183 011 € 90 866 € 48 700 €
Net margin 27.6% 18.9% 5.1%

Revenue and income statement

In 2021, AGENCE DE LA VALLEE DE CHEVREUSE achieves revenue of 485 k€. Revenue is growing positively over 3 years (CAGR: +1.5%). Vs 2020, growth of +30% (373 k€ -> 485 k€). After deducting consumption (0 €), gross margin stands at 485 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 183 k€, representing 37.7% of revenue. Positive scissor effect: EBITDA margin improves by +13.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 134 k€, i.e. 27.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

485 409 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

485 409 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

183 011 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

176 528 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

134 114 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

36.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 75%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 28.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

6.146%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

74.762%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

28.356%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.148

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

35.2%

Solvency indicators evolution
AGENCE DE LA VALLEE DE CHEVREUSE

Sector positioning

Debt ratio
6.15 2021
2016
2020
2021
Q1: 0.03
Med: 18.28
Q3: 86.35
Good +7 pts over 3 years

In 2021, the debt ratio of AGENCE DE LA VALLEE DE CH... (6.15) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
74.76% 2021
2016
2020
2021
Q1: 7.6%
Med: 31.41%
Q3: 59.3%
Excellent

In 2021, the financial autonomy of AGENCE DE LA VALLEE DE CH... (74.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.15 years 2021
2016
2020
2021
Q1: 0.0 years
Med: 0.01 years
Q3: 1.75 years
Average

In 2021, the repayment capacity of AGENCE DE LA VALLEE DE CH... (0.15) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 455.78. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

455.776

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
AGENCE DE LA VALLEE DE CHEVREUSE

Sector positioning

Liquidity ratio
455.78 2021
2016
2020
2021
Q1: 117.18
Med: 198.13
Q3: 396.49
Excellent +17 pts over 3 years

In 2021, the liquidity ratio of AGENCE DE LA VALLEE DE CH... (455.78) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2021
2016
2020
2021
Q1: 0.0x
Med: 0.0x
Q3: 1.05x
Average

In 2021, the interest coverage of AGENCE DE LA VALLEE DE CH... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 8 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 30 days. Favorable situation: supplier credit is longer than customer credit by 22 days. Inventory turnover is 55 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 20 days of revenue, i.e. 27 k€ to permanently finance. Notable WCR improvement over the period (-29%), freeing up cash.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

27 358 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

8 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

30 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

55 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

20 j

WCR and payment terms evolution
AGENCE DE LA VALLEE DE CHEVREUSE

Positioning of AGENCE DE LA VALLEE DE CHEVREUSE in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 98 transactions of similar company sales in 2021, the value of AGENCE DE LA VALLEE DE CHEVREUSE is estimated at 165 361 € (range 82 246€ - 614 238€). With an EBITDA of 183 011€, the sector multiple of 0.8x is applied. The price/revenue ratio is 0.28x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2021
98 tx
82k€ 165k€ 614k€
165 361 € Range: 82 246€ - 614 238€
NAF 5 année 2021

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
183 011 € × 0.8x
Estimation 154 235 €
87 755€ - 678 007€
Revenue Multiple 30%
485 409 € × 0.28x
Estimation 134 942 €
59 774€ - 530 067€
Net Income Multiple 20%
134 114 € × 1.8x
Estimation 238 807 €
102 184€ - 581 076€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare AGENCE DE LA VALLEE DE CHEVREUSE with other companies in the same sector:

Voir toutes les statistiques du secteur Agences immobilières

Frequently asked questions about AGENCE DE LA VALLEE DE CHEVREUSE

What is the revenue of AGENCE DE LA VALLEE DE CHEVREUSE ?

The revenue of AGENCE DE LA VALLEE DE CHEVREUSE in 2021 is 485 k€.

Is AGENCE DE LA VALLEE DE CHEVREUSE profitable?

Yes, AGENCE DE LA VALLEE DE CHEVREUSE generated a net profit of 134 k€ in 2021.

Where is the headquarters of AGENCE DE LA VALLEE DE CHEVREUSE ?

The headquarters of AGENCE DE LA VALLEE DE CHEVREUSE is located in CERNAY-LA-VILLE (78720), in the department Yvelines.

Where to find the tax return of AGENCE DE LA VALLEE DE CHEVREUSE ?

The tax return of AGENCE DE LA VALLEE DE CHEVREUSE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AGENCE DE LA VALLEE DE CHEVREUSE operate?

AGENCE DE LA VALLEE DE CHEVREUSE operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.