SIREN : 822313789
AGENCE CONSEIL AZUR is a French company founded 9 years ago, specialized in the sector Agences immobilières. Based in BANDOL (83150), this company of category PME shows in 2020 a revenue of 72 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 |
|---|---|---|---|
| Revenue | 72 481 € | 50 127 € | 24 777 € |
| Net income | 4 993 € | 21 416 € | 2 030 € |
| EBITDA | 9 205 € | 25 385 € | 2 388 € |
| Net margin | 6.9% | 42.7% | 8.2% |
In 2020, AGENCE CONSEIL AZUR achieves revenue of 72 k€. Over the period 2018-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +71.0%. Vs 2019, growth of +45% (50 k€ -> 72 k€). After deducting consumption (0 €), gross margin stands at 72 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 9 k€, representing 12.7% of revenue. Warning negative scissor effect: despite revenue change (+45%), EBITDA varies by -64%, reducing margin by 37.9 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5 k€, i.e. 6.9% of revenue. This profit can be retained or distributed to shareholders.
72 481 €
72 481 €
9 205 €
5 264 €
4 993 €
12.0%
The debt ratio (= Financial debt / Equity x 100) stands at 33%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 6.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
32.744%
10.291%
6.889%
2.003
100.0%
In 2020, the debt ratio of AGENCE CONSEIL AZUR (32.74) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of AGENCE CONSEIL AZUR (10.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of AGENCE CONSEIL AZUR (2.00) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 102.42. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
102.416
0.0
In 2020, the liquidity ratio of AGENCE CONSEIL AZUR (102.42) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of AGENCE CONSEIL AZUR (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 84 days. Excellent situation: suppliers finance 84 days of the operating cycle (retail model). WCR is negative (-270 days): operations structurally generate cash. Notable WCR improvement over the period (-831%), freeing up cash.
-54 261 €
0 j
84 j
0 j
-270 j
Based on 99 transactions of similar company sales
in 2020,
the value of AGENCE CONSEIL AZUR is estimated at
18 609 €
(range 8 899€ - 56 023€).
With an EBITDA of 9 205€, the sector multiple of 2.2x is applied.
The price/revenue ratio is 0.27x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 99 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AGENCE CONSEIL AZUR with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of AGENCE CONSEIL AZUR in 2020 is 72 k€.
Yes, AGENCE CONSEIL AZUR generated a net profit of 5 k€ in 2020.
The headquarters of AGENCE CONSEIL AZUR is located in BANDOL (83150), in the department Var.
The tax return of AGENCE CONSEIL AZUR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AGENCE CONSEIL AZUR operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.