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AGEF FINANCE COURTAGE : revenue, balance sheet and financial ratios

AGEF FINANCE COURTAGE is a French company founded 10 years ago, specialized in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.. Based in RENNES (35000), this company of category ETI shows in 2022 a net income positive of 199 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - AGEF FINANCE COURTAGE (SIREN 812154748)
Indicator 2022 2021 2020 2019 2018 2017
Revenue N/C N/C N/C N/C N/C N/C
Net income 198 723 € 301 619 € 555 480 € 147 836 € 137 803 € 142 540 €
EBITDA N/C N/C N/C N/C N/C N/C
Net margin N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2022, AGEF FINANCE COURTAGE generates positive net income of 199 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2022: 143 k€ -> 199 k€.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

198 723 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 213%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

212.833%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

27.375%

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

19.4%

Solvency indicators evolution
AGEF FINANCE COURTAGE

Sector positioning

Debt ratio
212.83 2022
2020
2021
2022
Q1: 0.0
Med: 7.69
Q3: 79.46
Average +50 pts over 3 years

In 2022, the debt ratio of AGEF FINANCE COURTAGE (212.83) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
27.38% 2022
2020
2021
2022
Q1: 9.79%
Med: 43.97%
Q3: 76.41%
Average -37 pts over 3 years

In 2022, the financial autonomy of AGEF FINANCE COURTAGE (27.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 678.02. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

678.018

Liquidity indicators evolution
AGEF FINANCE COURTAGE

Sector positioning

Liquidity ratio
678.02 2022
2020
2021
2022
Q1: 133.65
Med: 294.73
Q3: 834.04
Good +13 pts over 3 years

In 2022, the liquidity ratio of AGEF FINANCE COURTAGE (678.02) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of AGEF FINANCE COURTAGE in its sector

Comparison with sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Valuation estimate

Based on 103 transactions of similar company sales (all years), the value of AGEF FINANCE COURTAGE is estimated at 664 984 € (range 243 598€ - 1 709 519€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
103 transactions
243k€ 664k€ 1709k€
664 984 € Range: 243 598€ - 1 709 519€
NAF 5 all-time

Valuation method used

Net Income Multiple
198 723 € × 3.3x = 664 984 €
Range: 243 598€ - 1 709 519€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.)

Compare AGEF FINANCE COURTAGE with other companies in the same sector:

Voir toutes les statistiques du secteur Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Frequently asked questions about AGEF FINANCE COURTAGE

What is the revenue of AGEF FINANCE COURTAGE ?

The revenue of AGEF FINANCE COURTAGE is not publicly disclosed (confidential accounts filed with INPI).

Is AGEF FINANCE COURTAGE profitable?

Yes, AGEF FINANCE COURTAGE generated a net profit of 199 k€ in 2022.

Where is the headquarters of AGEF FINANCE COURTAGE ?

The headquarters of AGEF FINANCE COURTAGE is located in RENNES (35000), in the department Ille-et-Vilaine.

Where to find the tax return of AGEF FINANCE COURTAGE ?

The tax return of AGEF FINANCE COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AGEF FINANCE COURTAGE operate?

AGEF FINANCE COURTAGE operates in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a. (NAF code 66.19B). See the 'Sector positioning' section above to compare the company with its competitors.