AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE : revenue, balance sheet and financial ratios

AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE is a French company founded 11 years ago, specialized in the sector Travaux de plâtrerie. Based in LE TEIL (07400), this company of category PME shows in 2019 a revenue of 404 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE (SIREN 802963900)
Indicator 2019 2018 2017 2016 2015
Revenue 404 007 € 586 521 € 415 148 € 360 610 € 309 852 €
Net income 23 007 € 10 767 € 32 763 € 22 202 € 36 184 €
EBITDA 47 944 € 15 020 € 42 919 € 26 602 € 43 794 €
Net margin 5.7% 1.8% 7.9% 6.2% 11.7%

Revenue and income statement

In 2019, AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE achieves revenue of 404 k€. Over the period 2015-2019, the company shows strong growth with a CAGR (compound annual growth rate) of +6.9%. Significant drop of -31% vs 2018. After deducting consumption (171 k€), gross margin stands at 233 k€, i.e. a rate of 58%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 48 k€, representing 11.9% of revenue. Positive scissor effect: EBITDA margin improves by +9.3 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 23 k€, i.e. 5.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2019) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

404 007 €

Gross margin (2019) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

232 608 €

EBITDA (2019) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

47 944 €

EBIT (2019) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

27 067 €

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

23 007 €

EBITDA margin (2019) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

11.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 6.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

1.762%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.998%

Cash flow / Revenue (2019) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

6.314%

Repayment capacity (2019) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE

Sector positioning

Debt ratio
1.76 2019
2017
2018
2019
Q1: 0.69
Med: 12.23
Q3: 44.62
Good

In 2019, the debt ratio of AGBI - APPLICATION GENERA... (1.76) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
1.0% 2019
2017
2018
2019
Q1: 5.41%
Med: 27.75%
Q3: 49.63%
Average

In 2019, the financial autonomy of AGBI - APPLICATION GENERA... (1.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2019
2017
2018
2019
Q1: 0.0 years
Med: 0.02 years
Q3: 0.76 years
Excellent -25 pts over 3 years

In 2019, the repayment capacity of AGBI - APPLICATION GENERA... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 230.80. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

230.8

Interest coverage (2019) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE

Sector positioning

Liquidity ratio
230.8 2019
2017
2018
2019
Q1: 135.61
Med: 186.59
Q3: 278.2
Good +6 pts over 3 years

In 2019, the liquidity ratio of AGBI - APPLICATION GENERA... (230.80) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2019
2017
2018
2019
Q1: 0.0x
Med: 0.2x
Q3: 2.51x
Average

In 2019, the interest coverage of AGBI - APPLICATION GENERA... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 77 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 59 days. The company must finance 18 days of gap between collections and payments. Overall, WCR represents 29 days of revenue, i.e. 32 k€ to permanently finance. Over 2015-2019, WCR increased by +153%, requiring additional financing.

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

32 482 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

77 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

59 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2019) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

29 j

WCR and payment terms evolution
AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE

Positioning of AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE in its sector

Comparison with sector Travaux de plâtrerie

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (46 transactions). This range of 43 768€ to 276 004€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2019
Indicative
43k€ 107k€ 276k€
107 075 € Range: 43 768€ - 276 004€
NAF 4 année 2019 Aggregated at NAF sub-class level

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 46 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de plâtrerie)

Compare AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de plâtrerie

Frequently asked questions about AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE

What is the revenue of AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE ?

The revenue of AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE in 2019 is 404 k€.

Is AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE profitable?

Yes, AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE generated a net profit of 23 k€ in 2019.

Where is the headquarters of AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE ?

The headquarters of AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE is located in LE TEIL (07400), in the department Ardeche.

Where to find the tax return of AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE ?

The tax return of AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE operate?

AGBI - APPLICATION GENERALE DU BATIMENT ET DE L'INDUSTRIE operates in the sector Travaux de plâtrerie (NAF code 43.31Z). See the 'Sector positioning' section above to compare the company with its competitors.