SIREN : 449332857
A.G. INVESTISSEMENTS is a French company founded 22 years ago, specialized in the sector Activités des sociétés holding. Based in LOURDES (65100), this company of category PME shows in 2024 a revenue of 207 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 207 071 € | 195 067 € | 182 667 € | 181 739 € | 149 077 € | 174 626 € | 170 500 € | 146 908 € |
| Net income | 143 563 € | 128 683 € | 91 733 € | 79 213 € | 54 740 € | 61 069 € | 55 668 € | 40 354 € |
| EBITDA | 175 894 € | 166 986 € | 157 738 € | 158 895 € | 123 873 € | 151 091 € | 146 683 € | 127 844 € |
| Net margin | 69.3% | 66.0% | 50.2% | 43.6% | 36.7% | 35.0% | 32.6% | 27.5% |
In 2024, A.G. INVESTISSEMENTS achieves revenue of 207 k€. Revenue is growing positively over 8 years (CAGR: +4.4%). Vs 2023: +6%. After deducting consumption (0 €), gross margin stands at 207 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 176 k€, representing 84.9% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 144 k€, i.e. 69.3% of revenue. This profit can be retained or distributed to shareholders.
207 071 €
207 071 €
175 894 €
157 560 €
143 563 €
84.9%
The debt ratio (= Financial debt / Equity x 100) stands at 33%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 69%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 88.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
32.785%
69.126%
88.263%
2.226
52.5%
In 2024, the debt ratio of A.G. INVESTISSEMENTS (32.78) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of A.G. INVESTISSEMENTS (69.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of A.G. INVESTISSEMENTS (2.23) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 341.45. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 9.3x. Operating income very largely covers interest expenses: high safety margin.
341.454
9.286
In 2024, the liquidity ratio of A.G. INVESTISSEMENTS (341.45) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of A.G. INVESTISSEMENTS (9.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 35 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 50 days. Favorable situation: supplier credit is longer than customer credit by 15 days. WCR is negative (-395 days): operations structurally generate cash. Notable WCR improvement over the period (-4422%), freeing up cash.
-227 076 €
35 j
50 j
0 j
-395 j
Based on 54 transactions of similar company sales
in 2024,
the value of A.G. INVESTISSEMENTS is estimated at
503 793 €
(range 121 482€ - 990 833€).
With an EBITDA of 175 894€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare A.G. INVESTISSEMENTS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of A.G. INVESTISSEMENTS in 2024 is 207 k€.
Yes, A.G. INVESTISSEMENTS generated a net profit of 144 k€ in 2024.
The headquarters of A.G. INVESTISSEMENTS is located in LOURDES (65100), in the department Hautes-Pyrenees.
The tax return of A.G. INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
A.G. INVESTISSEMENTS operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.