SIREN : 440201192
A.G. INVESTISSEMENTS is a French company founded 24 years ago, specialized in the sector Gestion de fonds. Based in BETHENY (51450), this company of category PME shows in 2024 a revenue of 693 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 693 420 € | 641 134 € | 631 442 € | 668 925 € | 610 325 € | 593 229 € | 602 540 € | 595 966 € | 369 925 € |
| Net income | 112 325 € | 74 899 € | 441 641 € | 70 889 € | 110 356 € | 90 667 € | -110 962 € | 120 168 € | 103 229 € |
| EBITDA | 5 853 € | 4 721 € | 3 488 € | 7 394 € | 3 776 € | 6 672 € | 5 043 € | 27 933 € | 9 226 € |
| Net margin | 16.2% | 11.7% | 69.9% | 10.6% | 18.1% | 15.3% | -18.4% | 20.2% | 27.9% |
In 2024, A.G. INVESTISSEMENTS achieves revenue of 693 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +8.2%. Vs 2023: +8%. After deducting consumption (0 €), gross margin stands at 693 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 6 k€, representing 0.8% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 112 k€, i.e. 16.2% of revenue. This profit can be retained or distributed to shareholders.
693 420 €
693 420 €
5 853 €
9 403 €
112 325 €
0.8%
The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 87%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 17.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
12.159%
87.474%
17.065%
2.351
100.0%
In 2024, the debt ratio of A.G. INVESTISSEMENTS (12.16) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of A.G. INVESTISSEMENTS (87.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of A.G. INVESTISSEMENTS (2.35) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 3047.54. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1722.6x. Operating income very largely covers interest expenses: high safety margin.
3047.542
1722.604
In 2024, the liquidity ratio of A.G. INVESTISSEMENTS (3047.54) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of A.G. INVESTISSEMENTS (1722.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 3 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 36 days. Excellent situation: suppliers finance 33 days of the operating cycle (retail model). Overall, WCR represents 61 days of revenue, i.e. 118 k€ to permanently finance. Notable WCR improvement over the period (-75%), freeing up cash.
117 687 €
3 j
36 j
0 j
61 j
Based on 62 transactions of similar company sales
in 2024,
the value of A.G. INVESTISSEMENTS is estimated at
243 411 €
(range 84 277€ - 536 884€).
With an EBITDA of 5 853€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare A.G. INVESTISSEMENTS with other companies in the same sector:
The revenue of A.G. INVESTISSEMENTS in 2024 is 693 k€.
Yes, A.G. INVESTISSEMENTS generated a net profit of 112 k€ in 2024.
The headquarters of A.G. INVESTISSEMENTS is located in BETHENY (51450), in the department Marne.
The tax return of A.G. INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
A.G. INVESTISSEMENTS operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.