SIREN : 789233582
AG FONCIER is a French company founded 13 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in NIORT (79000), this company of category PME shows in 2024 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 227 060 € | 792 777 € | 1 538 666 € | 611 366 € | 743 307 € | 358 331 € | 616 058 € | 392 337 € | 152 033 € |
| Net income | 56 163 € | 73 651 € | 130 396 € | 74 148 € | 157 427 € | 36 376 € | 69 891 € | 79 931 € | -7 261 € |
| EBITDA | 104 490 € | 102 128 € | 172 900 € | 94 918 € | 211 771 € | 44 072 € | 93 084 € | 102 899 € | -7 290 € |
| Net margin | 4.6% | 9.3% | 8.5% | 12.1% | 21.2% | 10.2% | 11.3% | 20.4% | -4.8% |
In 2024, AG FONCIER achieves revenue of 1.2 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +29.8%. Vs 2023, growth of +55% (793 k€ -> 1.2 M€). After deducting consumption (137 k€), gross margin stands at 1.1 M€, i.e. a rate of 89%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 104 k€, representing 8.5% of revenue. Warning negative scissor effect: despite revenue change (+55%), EBITDA varies by +2%, reducing margin by 4.4 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 56 k€, i.e. 4.6% of revenue. This profit can be retained or distributed to shareholders.
1 227 060 €
1 090 297 €
104 490 €
104 993 €
56 163 €
8.5%
The debt ratio (= Financial debt / Equity x 100) stands at 139%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 20%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 4.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
139.375%
20.119%
4.536%
11.356
In 2024, the debt ratio of AG FONCIER (139.38) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of AG FONCIER (20.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of AG FONCIER (11.36) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 158.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 41.7x. Operating income very largely covers interest expenses: high safety margin.
158.471
41.655
In 2024, the liquidity ratio of AG FONCIER (158.47) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of AG FONCIER (41.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 453 days. Excellent situation: suppliers finance 451 days of the operating cycle (retail model). Inventory turnover is 491 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 887 days of revenue, i.e. 3.0 M€ to permanently finance. Over 2016-2024, WCR increased by +586%, requiring additional financing.
3 024 200 €
2 j
453 j
491 j
887 j
Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 326 890€ to 752 670€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AG FONCIER with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers
The revenue of AG FONCIER in 2024 is 1.2 M€.
Yes, AG FONCIER generated a net profit of 56 k€ in 2024.
The headquarters of AG FONCIER is located in NIORT (79000), in the department Deux-Sevres.
The tax return of AG FONCIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AG FONCIER operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.