SIREN : 820388478
AG-BA is a French company founded 9 years ago, specialized in the sector Activités des sièges sociaux. Based in TALANT (21240), this company of category PME shows in 2020 a revenue of 154 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 |
|---|---|---|---|
| Revenue | 154 344 € | 134 781 € | 135 591 € |
| Net income | 64 527 € | 55 277 € | 31 214 € |
| EBITDA | 5 774 € | -8 582 € | -15 681 € |
| Net margin | 41.8% | 41.0% | 23.0% |
In 2020, AG-BA achieves revenue of 154 k€. Over the period 2018-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +6.7%. Vs 2019, growth of +15% (135 k€ -> 154 k€). After deducting consumption (0 €), gross margin stands at 154 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 6 k€, representing 3.7% of revenue. Positive scissor effect: EBITDA margin improves by +10.1 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 65 k€, i.e. 41.8% of revenue. This profit can be retained or distributed to shareholders.
154 344 €
154 344 €
5 774 €
5 611 €
64 527 €
3.7%
The debt ratio (= Financial debt / Equity x 100) stands at 171%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 60%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.9 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 42.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
171.466%
60.319%
42.793%
5.875
32.6%
In 2020, the debt ratio of AG-BA (171.47) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of AG-BA (60.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2020, the repayment capacity of AG-BA (5.88) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 294.17. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 148.6x. Operating income very largely covers interest expenses: high safety margin.
294.165
148.649
In 2020, the liquidity ratio of AG-BA (294.17) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of AG-BA (148.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 33 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 147 days. Excellent situation: suppliers finance 114 days of the operating cycle (retail model). Overall, WCR represents 105 days of revenue, i.e. 45 k€ to permanently finance. Over 2018-2020, WCR increased by +407%, requiring additional financing.
45 038 €
33 j
147 j
0 j
105 j
Based on 83 transactions of similar company sales
in 2020,
the value of AG-BA is estimated at
147 106 €
(range 44 934€ - 317 972€).
With an EBITDA of 5 774€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.35x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 83 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AG-BA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of AG-BA in 2020 is 154 k€.
Yes, AG-BA generated a net profit of 65 k€ in 2020.
The headquarters of AG-BA is located in TALANT (21240), in the department Cote-d'Or.
The tax return of AG-BA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AG-BA operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.