SIREN : 509542247
AFS is a French company founded 17 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in VOIRON (38500), this company of category PME shows in 2020 a revenue of 1.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | N/C | N/C | 1 140 482 € | 1 093 774 € | 1 077 639 € | 1 045 526 € | 974 597 € |
| Net income | 173 732 € | 65 688 € | 87 449 € | 72 457 € | 117 940 € | 118 621 € | 137 000 € | 100 437 € | 35 784 € |
| EBITDA | N/C | N/C | N/C | N/C | 150 407 € | 139 422 € | 164 731 € | 117 028 € | 27 000 € |
| Net margin | N/C | N/C | N/C | N/C | 10.3% | 10.8% | 12.7% | 9.6% | 3.7% |
In 2024, AFS generates positive net income of 174 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 36 k€ -> 174 k€.
173 732 €
The debt ratio (= Financial debt / Equity x 100) stands at 146%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory.
146.345%
34.617%
53.5%
In 2024, the debt ratio of AFS (146.34) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of AFS (34.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
The liquidity ratio (= Current assets / Current liabilities) stands at 297.89. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
297.888
In 2024, the liquidity ratio of AFS (297.89) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
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Based on 193 transactions of similar company sales (all years), the value of AFS is estimated at 349 665 € (range 165 398€ - 1 596 534€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AFS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of AFS in 2020 is 1.1 M€.
Yes, AFS generated a net profit of 174 k€ in 2024.
The headquarters of AFS is located in VOIRON (38500), in the department Isere.
The tax return of AFS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AFS operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.