SIREN : 438561789
AFIC is a French company founded 24 years ago, specialized in the sector Services administratifs combinés de bureau. Based in VARENNES-VAUZELLES (58640), this company of category PME shows in 2024 a revenue of 507 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2015 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 506 705 € | 416 093 € | 457 663 € | 222 626 € | 123 610 € | 54 730 € | 45 730 € | 157 836 € |
| Net income | 15 519 € | 71 625 € | 51 522 € | 15 226 € | 2 535 € | 4 184 € | 3 740 € | 1 032 € |
| EBITDA | 156 936 € | 2 402 € | 196 964 € | 136 897 € | 37 523 € | 28 283 € | 28 057 € | 46 144 € |
| Net margin | 3.1% | 17.2% | 11.3% | 6.8% | 2.1% | 7.6% | 8.2% | 0.7% |
In 2024, AFIC achieves revenue of 507 k€. Over the period 2015-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +13.8%. Vs 2023, growth of +22% (416 k€ -> 507 k€). After deducting consumption (0 €), gross margin stands at 507 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 157 k€, representing 31.0% of revenue. Positive scissor effect: EBITDA margin improves by +30.4 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 16 k€, i.e. 3.1% of revenue. This profit can be retained or distributed to shareholders.
506 705 €
506 705 €
156 936 €
69 676 €
15 519 €
31.0%
The debt ratio (= Financial debt / Equity x 100) stands at 220%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 31%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 29.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 19.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
219.556%
30.691%
19.623%
29.476
77.2%
In 2024, the debt ratio of AFIC (219.56) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of AFIC (30.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of AFIC (29.48) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 563.10. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 42.5x. Operating income very largely covers interest expenses: high safety margin.
563.099
42.545
In 2024, the liquidity ratio of AFIC (563.10) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of AFIC (42.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 44 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 19 days. The company must finance 25 days of gap between collections and payments. Overall, WCR represents 32 days of revenue, i.e. 45 k€ to permanently finance. Notable WCR improvement over the period (-84%), freeing up cash.
45 218 €
44 j
19 j
0 j
32 j
Based on 173 transactions of similar company sales (all years), the value of AFIC is estimated at 339 037 € (range 102 181€ - 683 608€). With an EBITDA of 156 936€, the sector multiple of 3.4x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AFIC with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of AFIC in 2024 is 507 k€.
Yes, AFIC generated a net profit of 16 k€ in 2024.
The headquarters of AFIC is located in VARENNES-VAUZELLES (58640), in the department Nievre.
The tax return of AFIC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AFIC operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.