Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

AFES FRANCE : revenue, balance sheet and financial ratios

AFES FRANCE is a French company founded 33 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75009), this company of category PME shows in 2023 a net income positive of 399 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - AFES FRANCE (SIREN 389373101)
Indicator 2023 2022 2021 2019 2018 2017
Revenue N/C N/C N/C N/C N/C N/C
Net income 398 599 € 252 426 € 31 845 € 34 363 € 151 914 € 149 681 €
EBITDA N/C N/C N/C N/C N/C N/C
Net margin N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2023, AFES FRANCE generates positive net income of 399 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2023: 150 k€ -> 399 k€.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

398 599 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 11%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 33%. The balance between equity and debt is satisfactory.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

11.32%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

32.604%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

39.7%

Solvency indicators evolution
AFES FRANCE

Sector positioning

Debt ratio
11.32 2023
2021
2022
2023
Q1: 0.0
Med: 8.57
Q3: 49.54
Average -6 pts over 3 years

In 2023, the debt ratio of AFES FRANCE (11.32) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
32.6% 2023
2021
2022
2023
Q1: 14.09%
Med: 47.17%
Q3: 74.18%
Average +13 pts over 3 years

In 2023, the financial autonomy of AFES FRANCE (32.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 164.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

164.3

Liquidity indicators evolution
AFES FRANCE

Sector positioning

Liquidity ratio
164.3 2023
2021
2022
2023
Q1: 123.56
Med: 243.64
Q3: 585.03
Average

In 2023, the liquidity ratio of AFES FRANCE (164.30) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Positioning of AFES FRANCE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of AFES FRANCE is estimated at 802 248 € (range 379 478€ - 3 662 982€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
193 transactions
379k€ 802k€ 3662k€
802 248 € Range: 379 478€ - 3 662 982€
NAF 5 all-time

Valuation method used

Net Income Multiple
398 599 € × 2.0x = 802 248 €
Range: 379 479€ - 3 662 982€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare AFES FRANCE with other companies in the same sector:

Frequently asked questions about AFES FRANCE

What is the revenue of AFES FRANCE ?

The revenue of AFES FRANCE is not publicly disclosed (confidential accounts filed with INPI).

Is AFES FRANCE profitable?

Yes, AFES FRANCE generated a net profit of 399 k€ in 2023.

Where is the headquarters of AFES FRANCE ?

The headquarters of AFES FRANCE is located in PARIS (75009), in the department Paris.

Where to find the tax return of AFES FRANCE ?

The tax return of AFES FRANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AFES FRANCE operate?

AFES FRANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.