SIREN : 824992275
AF TRUCKS is a French company founded 9 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in ANDREZIEUX-BOUTHEON (42160), this company of category PME shows in 2024 a revenue of 21.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 21 148 016 € | 19 618 879 € | 17 798 929 € | N/C | N/C | N/C | N/C | 2 572 586 € |
| Net income | 400 225 € | 604 374 € | 644 981 € | 245 457 € | 149 246 € | 122 769 € | 115 964 € | 60 968 € |
| EBITDA | 746 676 € | 930 733 € | 962 425 € | N/C | N/C | N/C | N/C | 80 768 € |
| Net margin | 1.9% | 3.1% | 3.6% | N/C | N/C | N/C | N/C | 2.4% |
In 2024, AF TRUCKS achieves revenue of 21.1 M€. Over the period 2017-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +35.1%. Vs 2023: +8%. After deducting consumption (18.6 M€), gross margin stands at 2.6 M€, i.e. a rate of 12%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 747 k€, representing 3.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 400 k€, i.e. 1.9% of revenue. This profit can be retained or distributed to shareholders.
21 148 016 €
2 591 408 €
746 676 €
691 941 €
400 225 €
3.5%
The debt ratio (= Financial debt / Equity x 100) stands at 140%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 19%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
139.771%
19.323%
1.978%
1.057
34.6%
In 2024, the debt ratio of AF TRUCKS (139.77) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of AF TRUCKS (19.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of AF TRUCKS (1.06) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 128.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 17.1x. Operating income very largely covers interest expenses: high safety margin.
128.916
17.12
In 2024, the liquidity ratio of AF TRUCKS (128.92) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of AF TRUCKS (17.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 47 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 79 days. Excellent situation: suppliers finance 32 days of the operating cycle (retail model). Inventory turnover is 85 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 139 days of revenue, i.e. 8.2 M€ to permanently finance. Over 2017-2024, WCR increased by +675%, requiring additional financing.
8 191 473 €
47 j
79 j
85 j
139 j
Based on 148 transactions of similar company sales in 2024, the value of AF TRUCKS is estimated at 1 828 760 € (range 801 555€ - 3 355 578€). With an EBITDA of 746 676€, the sector multiple of 1.6x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 148 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AF TRUCKS with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers
The revenue of AF TRUCKS in 2024 is 21.1 M€.
Yes, AF TRUCKS generated a net profit of 400 k€ in 2024.
The headquarters of AF TRUCKS is located in ANDREZIEUX-BOUTHEON (42160), in the department Loire.
The tax return of AF TRUCKS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AF TRUCKS operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.