Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

AF CREA'CONCEPT : revenue, balance sheet and financial ratios

AF CREA'CONCEPT is a French company founded 8 years ago, specialized in the sector Intermédiaires du commerce en meubles, articles de ménage et quincaillerie. Based in SAINTS-GEOSMES (52200), this company of category PME shows in 2025 a net income positive of 40 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - AF CREA'CONCEPT (SIREN 831711916)
Indicator 2025 2022
Revenue N/C N/C
Net income 40 245 € 89 708 €
EBITDA N/C N/C
Net margin N/C N/C

Revenue and income statement

In 2025, AF CREA'CONCEPT generates positive net income of 40 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2022-2025: 90 k€ -> 40 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

40 245 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.046%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

53.248%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

47.5%

Solvency indicators evolution
AF CREA'CONCEPT

Sector positioning

Debt ratio
0.05 2025
2022
2025
Q1: 0.0
Med: 0.17
Q3: 6.5
Good

In 2025, the debt ratio of AF CREA'CONCEPT (0.05) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
53.25% 2025
2022
2025
Q1: 18.47%
Med: 54.31%
Q3: 78.97%
Average

In 2025, the financial autonomy of AF CREA'CONCEPT (53.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 175.28. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

175.281

Liquidity indicators evolution
AF CREA'CONCEPT

Sector positioning

Liquidity ratio
175.28 2025
2022
2025
Q1: 199.09
Med: 263.11
Q3: 659.38
Watch

In 2025, the liquidity ratio of AF CREA'CONCEPT (175.28) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of AF CREA'CONCEPT in its sector

Comparison with sector Intermédiaires du commerce en meubles, articles de ménage et quincaillerie

Valuation estimate

Based on 229 transactions of similar company sales (all years), the value of AF CREA'CONCEPT is estimated at 67 931 € (range 28 140€ - 275 745€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
229 transactions
28k€ 67k€ 275k€
67 931 € Range: 28 140€ - 275 745€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation method used

Net Income Multiple
40 245 € × 1.7x = 67 931 €
Range: 28 140€ - 275 746€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 229 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Intermédiaires du commerce en meubles, articles de ménage et quincaillerie)

Compare AF CREA'CONCEPT with other companies in the same sector:

Voir toutes les statistiques du secteur Intermédiaires du commerce en meubles, articles de ménage et quincaillerie

Frequently asked questions about AF CREA'CONCEPT

What is the revenue of AF CREA'CONCEPT ?

The revenue of AF CREA'CONCEPT is not publicly disclosed (confidential accounts filed with INPI).

Is AF CREA'CONCEPT profitable?

Yes, AF CREA'CONCEPT generated a net profit of 40 k€ in 2025.

Where is the headquarters of AF CREA'CONCEPT ?

The headquarters of AF CREA'CONCEPT is located in SAINTS-GEOSMES (52200), in the department Haute-Marne.

Where to find the tax return of AF CREA'CONCEPT ?

The tax return of AF CREA'CONCEPT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AF CREA'CONCEPT operate?

AF CREA'CONCEPT operates in the sector Intermédiaires du commerce en meubles, articles de ménage et quincaillerie (NAF code 46.15Z). See the 'Sector positioning' section above to compare the company with its competitors.