ADB ART DE BRETAGNE : revenue, balance sheet and financial ratios

ADB ART DE BRETAGNE is a French company founded 23 years ago, specialized in the sector Commerce de détail d'habillement en magasin spécialisé. Based in QUIMPER (29000), this company of category PME shows in 2018 a revenue of 527 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ADB ART DE BRETAGNE (SIREN 442893079)
Indicator 2020 2019 2018 2017 2016
Revenue N/C N/C 527 472 € 929 122 € N/C
Net income -21 597 € -2 285 € -17 302 € 29 048 € 502 €
EBITDA N/C N/C -23 711 € 38 870 € N/C
Net margin N/C N/C -3.3% 3.1% N/C

Revenue and income statement

In 2020, ADB ART DE BRETAGNE records a net loss of 22 k€. This deficit will reduce equity on the balance sheet.

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-21 597 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 123%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

123.206%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

38.35%

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

11.8%

Solvency indicators evolution
ADB ART DE BRETAGNE

Sector positioning

Debt ratio
123.21 2020
2018
2019
2020
Q1: 0.21
Med: 43.17
Q3: 160.44
Average +10 pts over 3 years

In 2020, the debt ratio of ADB ART DE BRETAGNE (123.21) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
38.35% 2020
2018
2019
2020
Q1: 9.7%
Med: 33.92%
Q3: 58.45%
Good

In 2020, the financial autonomy of ADB ART DE BRETAGNE (38.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
-2.05 years 2018
2018
Q1: 0.0 years
Med: 0.06 years
Q3: 2.76 years
Excellent

In 2018, the repayment capacity of ADB ART DE BRETAGNE (-2.05) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 211.82. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

211.821

Liquidity indicators evolution
ADB ART DE BRETAGNE

Sector positioning

Liquidity ratio
211.82 2020
2018
2019
2020
Q1: 101.51
Med: 190.82
Q3: 348.32
Good +31 pts over 3 years

In 2020, the liquidity ratio of ADB ART DE BRETAGNE (211.82) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2018
2018
Q1: 0.0x
Med: 0.0x
Q3: 5.25x
Average

In 2018, the interest coverage of ADB ART DE BRETAGNE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 755 days. Excellent situation: suppliers finance 755 days of the operating cycle (retail model).

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

755 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ADB ART DE BRETAGNE

Positioning of ADB ART DE BRETAGNE in its sector

Comparison with sector Commerce de détail d'habillement en magasin spécialisé

Similar companies (Commerce de détail d'habillement en magasin spécialisé)

Compare ADB ART DE BRETAGNE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail d'habillement en magasin spécialisé

Frequently asked questions about ADB ART DE BRETAGNE

What is the revenue of ADB ART DE BRETAGNE ?

The revenue of ADB ART DE BRETAGNE in 2018 is 527 k€.

Is ADB ART DE BRETAGNE profitable?

ADB ART DE BRETAGNE recorded a net loss in 2020.

Where is the headquarters of ADB ART DE BRETAGNE ?

The headquarters of ADB ART DE BRETAGNE is located in QUIMPER (29000), in the department Finistere.

Where to find the tax return of ADB ART DE BRETAGNE ?

The tax return of ADB ART DE BRETAGNE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ADB ART DE BRETAGNE operate?

ADB ART DE BRETAGNE operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.