Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

ADAM ASSURANCES SAS : revenue, balance sheet and financial ratios

ADAM ASSURANCES SAS is a French company founded 61 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BORDEAUX (33000), this company of category PME shows in 2024 a net income positive of 31 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ADAM ASSURANCES SAS (SIREN 465202828)
Indicator 2024 2022
Revenue N/C N/C
Net income 30 901 € 10 059 €
EBITDA N/C N/C
Net margin N/C N/C

Revenue and income statement

In 2024, ADAM ASSURANCES SAS generates positive net income of 31 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2022-2024: 10 k€ -> 31 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

30 901 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 44%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

9.127%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

44.227%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

19.6%

Solvency indicators evolution
ADAM ASSURANCES SAS

Sector positioning

Debt ratio
9.13 2024
2022
2024
Q1: 0.0
Med: 7.62
Q3: 47.41
Average -5 pts over 2 years

In 2024, the debt ratio of ADAM ASSURANCES SAS (9.13) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
44.23% 2024
2022
2024
Q1: 12.95%
Med: 47.58%
Q3: 76.23%
Average -13 pts over 2 years

In 2024, the financial autonomy of ADAM ASSURANCES SAS (44.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 171.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

171.059

Liquidity indicators evolution
ADAM ASSURANCES SAS

Sector positioning

Liquidity ratio
171.06 2024
2022
2024
Q1: 123.9
Med: 243.5
Q3: 572.15
Average -20 pts over 2 years

In 2024, the liquidity ratio of ADAM ASSURANCES SAS (171.06) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Positioning of ADAM ASSURANCES SAS in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of ADAM ASSURANCES SAS is estimated at 62 193 € (range 29 418€ - 283 969€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
29k€ 62k€ 283k€
62 193 € Range: 29 418€ - 283 969€
NAF 5 all-time

Valuation method used

Net Income Multiple
30 901 € × 2.0x = 62 193 €
Range: 29 419€ - 283 969€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare ADAM ASSURANCES SAS with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about ADAM ASSURANCES SAS

What is the revenue of ADAM ASSURANCES SAS ?

The revenue of ADAM ASSURANCES SAS is not publicly disclosed (confidential accounts filed with INPI).

Is ADAM ASSURANCES SAS profitable?

Yes, ADAM ASSURANCES SAS generated a net profit of 31 k€ in 2024.

Where is the headquarters of ADAM ASSURANCES SAS ?

The headquarters of ADAM ASSURANCES SAS is located in BORDEAUX (33000), in the department Gironde.

Where to find the tax return of ADAM ASSURANCES SAS ?

The tax return of ADAM ASSURANCES SAS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ADAM ASSURANCES SAS operate?

ADAM ASSURANCES SAS operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.