SIREN : 433988417
ACTUASSUR CONSEILS is a French company founded 25 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SURESNES (92150), this company of category PME shows in 2024 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 322 106 € | 1 278 573 € | 1 298 410 € | 1 353 892 € | 1 214 221 € | 1 236 054 € | 1 413 798 € | 1 484 444 € | 1 526 599 € |
| Net income | 323 784 € | 267 661 € | 448 009 € | 375 370 € | 340 610 € | 318 632 € | 356 298 € | 550 455 € | 270 586 € |
| EBITDA | 300 200 € | 195 222 € | 465 668 € | 458 372 € | 451 936 € | 421 697 € | 418 743 € | 755 152 € | 366 743 € |
| Net margin | 24.5% | 20.9% | 34.5% | 27.7% | 28.1% | 25.8% | 25.2% | 37.1% | 17.7% |
In 2024, ACTUASSUR CONSEILS achieves revenue of 1.3 M€. Activity remains stable over the period (CAGR: -1.8%). Vs 2023: +3%. After deducting consumption (0 €), gross margin stands at 1.3 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 300 k€, representing 22.7% of revenue. Positive scissor effect: EBITDA margin improves by +7.4 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 324 k€, i.e. 24.5% of revenue. This profit can be retained or distributed to shareholders.
1 322 106 €
1 322 106 €
300 200 €
369 881 €
323 784 €
22.7%
The debt ratio (= Financial debt / Equity x 100) stands at 283%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 19.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
282.904%
18.481%
19.422%
5.467
In 2024, the debt ratio of ACTUASSUR CONSEILS (282.90) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of ACTUASSUR CONSEILS (18.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of ACTUASSUR CONSEILS (5.47) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 380.19. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
380.194
0.0
In 2024, the liquidity ratio of ACTUASSUR CONSEILS (380.19) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of ACTUASSUR CONSEILS (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 66 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 260 days. Excellent situation: suppliers finance 194 days of the operating cycle (retail model). Overall, WCR represents 308 days of revenue, i.e. 1.1 M€ to permanently finance. Over 2016-2024, WCR increased by +46%, requiring additional financing.
1 131 458 €
66 j
260 j
0 j
308 j
Based on 193 transactions of similar company sales (all years), the value of ACTUASSUR CONSEILS is estimated at 701 715 € (range 217 250€ - 2 247 342€). With an EBITDA of 300 200€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ACTUASSUR CONSEILS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ACTUASSUR CONSEILS in 2024 is 1.3 M€.
Yes, ACTUASSUR CONSEILS generated a net profit of 324 k€ in 2024.
The headquarters of ACTUASSUR CONSEILS is located in SURESNES (92150), in the department Hauts-de-Seine.
The tax return of ACTUASSUR CONSEILS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ACTUASSUR CONSEILS operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.