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ACTUAL PAYS DE LA LOIRE 1191 : revenue, balance sheet and financial ratios

ACTUAL PAYS DE LA LOIRE 1191 is a French company founded 2 years ago, specialized in the sector Activités des agences de travail temporaire . Based in LAVAL (53000), this company of category GE shows in 2025 a revenue of 387 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-09-19

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Synthèse

Santé financière : Saine

Aucun signal de fragilité majeur : rentabilité positive et structure financière équilibrée.

In summary, ACTUAL PAYS DE LA LOIRE 1191 posts positive profitability over the latest financial year. Its financial structure is solid, with debt well contained relative to its sector.

Financial history - ACTUAL PAYS DE LA LOIRE 1191 (SIREN 982636086)
Indicator 2025 2024
Revenue 386 824 € N/C
Net income 12 062 € 133 €
EBITDA 15 715 € -2 645 €
Net margin 3.1% N/C

Revenue and income statement

In 2025, ACTUAL PAYS DE LA LOIRE 1191 achieves revenue of 387 k€. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 16 k€, representing 4.1% of revenue. This ratio is more favorable than the sector median (2.5%). Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 12 k€, i.e. 3.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

386 824 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

386 824 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

15 715 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

11 607 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

12 062 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

4.1%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. Compared with its sector, this ratio places the company among the best positioned (sector median: 0.5%). Financial autonomy (= Equity / Total assets x 100) reaches 48%. Compared with its sector, this ratio places the company among the best positioned (sector median: 24.9%). Cash flow represents 3.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This ratio is more favorable than the sector median (1.5%).

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

48.03%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.12%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
ACTUAL PAYS DE LA LOIRE 1191

Sector positioning

Debt ratio
0.0% 2025
Q1: 0.0%
Med: 0.45%
Q3: 14.01%
Excellent

In 2025, the debt ratio of ACTUAL PAYS DE LA LOIRE 1191 (0.0%) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
48.03% 2025
Q1: 13.27%
Med: 24.85%
Q3: 40.5%
Excellent -20 pts over 2 years

In 2025, the financial autonomy of ACTUAL PAYS DE LA LOIRE 1191 (48.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1.08. This ratio is less favorable than the sector median (1.3) and warrants attention.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1.08

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
ACTUAL PAYS DE LA LOIRE 1191

Sector positioning

Liquidity ratio
1.08 2025
Q1: 1.1
Med: 1.26
Q3: 1.65
Watch +12 pts over 2 years

In 2025, the liquidity ratio of ACTUAL PAYS DE LA LOIRE 1191 (1.08) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 47 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 189 days. Excellent situation: suppliers finance 142 days of the operating cycle (retail model). Overall, WCR represents 54 days of revenue, i.e. 58 k€ to permanently finance.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

57 625 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

47 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

189 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

54 j

WCR and payment terms evolution
ACTUAL PAYS DE LA LOIRE 1191

Positioning of ACTUAL PAYS DE LA LOIRE 1191 in its sector

Comparison with sector Activités des agences de travail temporaire

Valuation estimate

Based on 135 transactions of similar company sales (all years), the value of ACTUAL PAYS DE LA LOIRE 1191 is estimated at 29 321 € (range 16 884€ - 65 114€). With an EBITDA of 15 715€, the sector multiple of 2.0x is applied. The price/revenue ratio is 0.08x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
135 transactions
16k€ 29k€ 65k€
29 321 € Range: 16 884€ - 65 114€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
15 715 € × 2.0x
Estimation 31 866 €
15 274€ - 75 069€
Revenue Multiple 30%
386 824 € × 0.08x
Estimation 29 759 €
23 355€ - 53 202€
Net Income Multiple 20%
12 062 € × 1.8x
Estimation 22 302 €
11 205€ - 58 096€
How is this estimate calculated?

This estimate is based on the analysis of 135 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agences de travail temporaire )

Compare ACTUAL PAYS DE LA LOIRE 1191 with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agences de travail temporaire

Top companies in Activités des agences de travail temporaire

Largest companies by revenue in the sector Activités des agences de travail temporaire :

Top companies in Mayenne

Largest companies by revenue in the department Mayenne:

Voir le classement complet du département Mayenne

Frequently asked questions about ACTUAL PAYS DE LA LOIRE 1191

What is the revenue of ACTUAL PAYS DE LA LOIRE 1191 ?

The revenue of ACTUAL PAYS DE LA LOIRE 1191 in 2025 is 387 k€.

Is ACTUAL PAYS DE LA LOIRE 1191 profitable?

Yes, ACTUAL PAYS DE LA LOIRE 1191 generated a net profit of 12 k€ in 2025.

Where is the headquarters of ACTUAL PAYS DE LA LOIRE 1191 ?

The headquarters of ACTUAL PAYS DE LA LOIRE 1191 is located in LAVAL (53000), in the department Mayenne.

Where to find the tax return of ACTUAL PAYS DE LA LOIRE 1191 ?

The tax return of ACTUAL PAYS DE LA LOIRE 1191 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ACTUAL PAYS DE LA LOIRE 1191 operate?

ACTUAL PAYS DE LA LOIRE 1191 operates in the sector Activités des agences de travail temporaire (NAF code 78.20Z). See the 'Sector positioning' section above to compare the company with its competitors.