ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T. : revenue, balance sheet and financial ratios

ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T. is a French company founded 8 years ago, specialized in the sector Gestion de fonds. Based in ELOYES (88510), this company of category PME shows in 2024 a revenue of 850 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T. (SIREN 833817331)
Indicator 2024 2023 2022 2021 2019 2018
Revenue 850 000 € 800 000 € 750 000 € 811 000 € 464 000 € 86 000 €
Net income 204 122 € 119 194 € 94 110 € 177 285 € 31 709 € 249 941 €
EBITDA 123 359 € 164 458 € 140 205 € 253 885 € 54 033 € 22 460 €
Net margin 24.0% 14.9% 12.5% 21.9% 6.8% 290.6%

Revenue and income statement

In 2024, ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T. achieves revenue of 850 k€. Over the period 2018-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +46.5%. Vs 2023: +6%. After deducting consumption (0 €), gross margin stands at 850 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 123 k€, representing 14.5% of revenue. Warning negative scissor effect: despite revenue change (+6%), EBITDA varies by -25%, reducing margin by 6.0 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 204 k€, i.e. 24.0% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

850 000 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

850 000 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

123 359 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

128 145 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

204 122 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

14.5%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 71%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 48%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 21.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

70.611%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

47.905%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

21.451%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.177

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

38.1%

Solvency indicators evolution
ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T.

Sector positioning

Debt ratio
70.61 2024
2022
2023
2024
Q1: 0.0
Med: 8.28
Q3: 92.71
Average +17 pts over 3 years

In 2024, the debt ratio of ACTIVITES D'INGENIERIE SO... (70.61) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
47.91% 2024
2022
2023
2024
Q1: 4.63%
Med: 48.43%
Q3: 87.31%
Average -11 pts over 3 years

In 2024, the financial autonomy of ACTIVITES D'INGENIERIE SO... (47.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
2.18 years 2024
2022
2023
2024
Q1: -0.01 years
Med: 0.0 years
Q3: 3.01 years
Average +5 pts over 3 years

In 2024, the repayment capacity of ACTIVITES D'INGENIERIE SO... (2.18) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 191.65. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.8x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

191.649

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.834

Liquidity indicators evolution
ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T.

Sector positioning

Liquidity ratio
191.65 2024
2022
2023
2024
Q1: 100.71
Med: 472.45
Q3: 3122.85
Average

In 2024, the liquidity ratio of ACTIVITES D'INGENIERIE SO... (191.65) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
1.83x 2024
2022
2023
2024
Q1: -71.11x
Med: 0.0x
Q3: 0.0x
Excellent

In 2024, the interest coverage of ACTIVITES D'INGENIERIE SO... (1.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 42 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 49 days. Favorable situation: supplier credit is longer than customer credit by 7 days. Overall, WCR represents 17 days of revenue, i.e. 40 k€ to permanently finance. Notable WCR improvement over the period (-72%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

39 550 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

42 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

49 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

17 j

WCR and payment terms evolution
ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T.

Positioning of ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T. in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Based on 62 transactions of similar company sales in 2024, the value of ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T. is estimated at 675 291 € (range 217 875€ - 1 480 096€). With an EBITDA of 123 359€, the sector multiple of 4.8x is applied. The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
62 tx
217k€ 675k€ 1480k€
675 291 € Range: 217 875€ - 1 480 096€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
123 359 € × 4.8x
Estimation 591 844 €
184 075€ - 1 332 340€
Revenue Multiple 30%
850 000 € × 0.30x
Estimation 258 752 €
133 884€ - 720 467€
Net Income Multiple 20%
204 122 € × 7.4x
Estimation 1 508 718 €
428 364€ - 2 988 931€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T. with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Frequently asked questions about ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T.

What is the revenue of ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T. ?

The revenue of ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T. in 2024 is 850 k€.

Is ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T. profitable?

Yes, ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T. generated a net profit of 204 k€ in 2024.

Where is the headquarters of ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T. ?

The headquarters of ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T. is located in ELOYES (88510), in the department Vosges.

Where to find the tax return of ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T. ?

The tax return of ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T. is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T. operate?

ACTIVITES D'INGENIERIE SOCIALE FINANCIERE ET TECHNIQUE A.I.S.F.T. operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.