SIREN : 500833181
ACTIF'PATRIMOINE is a French company founded 18 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SAINT-RAPHAEL (83700), this company of category PME shows in 2017 a revenue of 158 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2017 | 2016 |
|---|---|---|
| Revenue | 158 470 € | 132 534 € |
| Net income | 19 087 € | 13 681 € |
| EBITDA | 24 954 € | 18 872 € |
| Net margin | 12.0% | 10.3% |
In 2017, ACTIF'PATRIMOINE achieves revenue of 158 k€. Vs 2016, growth of +20% (133 k€ -> 158 k€). After deducting consumption (0 €), gross margin stands at 158 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 25 k€, representing 15.7% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 19 k€, i.e. 12.0% of revenue. This profit can be retained or distributed to shareholders.
158 470 €
158 470 €
24 954 €
22 363 €
19 087 €
15.6%
The debt ratio (= Financial debt / Equity x 100) stands at 16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 13.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
15.667%
13.22%
13.679%
0.414
38.5%
In 2017, the debt ratio of ACTIF'PATRIMOINE (15.67) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2017, the financial autonomy of ACTIF'PATRIMOINE (13.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2017, the repayment capacity of ACTIF'PATRIMOINE (0.41) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 722.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.
722.501
0.096
In 2017, the liquidity ratio of ACTIF'PATRIMOINE (722.50) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2017, the interest coverage of ACTIF'PATRIMOINE (0.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 3 days. Favorable situation: supplier credit is longer than customer credit by 3 days. WCR is negative (-14 days): operations structurally generate cash.
-6 382 €
0 j
3 j
0 j
-14 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 25 079€ to 164 747€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ACTIF'PATRIMOINE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ACTIF'PATRIMOINE in 2017 is 158 k€.
Yes, ACTIF'PATRIMOINE generated a net profit of 19 k€ in 2017.
The headquarters of ACTIF'PATRIMOINE is located in SAINT-RAPHAEL (83700), in the department Var.
The tax return of ACTIF'PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ACTIF'PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.