SIREN : 352520522
ACIF is a French company founded 36 years ago, specialized in the sector Activités des sociétés holding. Based in MONTAUBAN (82000), this company of category PME shows in 2024 a revenue of 22 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 22 451 € | 26 178 € | 27 023 € | 25 385 € | 17 236 € | 6 293 € | N/C | N/C |
| Net income | 142 472 € | 129 361 € | 105 015 € | -30 196 € | 138 953 € | 552 639 € | 95 660 € | -36 767 € |
| EBITDA | -13 818 € | 5 913 € | 13 944 € | 6 791 € | 7 687 € | -4 718 € | -4 064 € | 1 196 € |
| Net margin | 634.6% | 494.2% | 388.6% | -119.0% | 806.2% | 8781.8% | N/C | N/C |
In 2024, ACIF achieves revenue of 22 k€. Over the period 2018-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +23.6%. Significant drop of -14% vs 2023. After deducting consumption (0 €), gross margin stands at 22 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -14 k€, representing -61.5% of revenue. Warning negative scissor effect: despite revenue change (-14%), EBITDA varies by -334%, reducing margin by 84.1 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 142 k€, i.e. 634.6% of revenue. This profit can be retained or distributed to shareholders.
22 451 €
22 451 €
-13 818 €
-38 395 €
142 472 €
-61.5%
The debt ratio (= Financial debt / Equity x 100) stands at 96%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 50%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 744.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
95.712%
50.042%
744.029%
4.297
75.6%
In 2024, the debt ratio of ACIF (95.71) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ACIF (50.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of ACIF (4.30) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 351.48. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
351.478
-42.228
In 2024, the liquidity ratio of ACIF (351.48) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of ACIF (-42.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Overall, WCR represents 1246 days of revenue, i.e. 78 k€ to permanently finance.
77 684 €
0 j
0 j
0 j
1246 j
Based on 54 transactions of similar company sales
in 2024,
the value of ACIF is estimated at
91 132 €
(range 57 998€ - 435 047€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ACIF with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of ACIF in 2024 is 22 k€.
Yes, ACIF generated a net profit of 142 k€ in 2024.
The headquarters of ACIF is located in MONTAUBAN (82000), in the department Tarn-et-Garonne.
The tax return of ACIF is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ACIF operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.