SIREN : 412618332
ACH FINANCES is a French company founded 28 years ago, specialized in the sector Gestion de fonds. Based in MALVILLE (44260), this company of category PME shows in 2022 a revenue of 50 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|
| Revenue | N/C | 49 561 € | N/C | N/C | N/C | N/C | N/C |
| Net income | 531 397 € | 645 390 € | 677 653 € | 658 019 € | 172 375 € | 62 834 € | 255 247 € |
| EBITDA | N/C | -7 088 € | N/C | N/C | N/C | N/C | N/C |
| Net margin | N/C | 1302.2% | N/C | N/C | N/C | N/C | N/C |
In 2023, ACH FINANCES generates positive net income of 531 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2023: 255 k€ -> 531 k€.
531 397 €
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 100%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
0.0%
99.81%
50.9%
In 2023, the debt ratio of ACH FINANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2023, the financial autonomy of ACH FINANCES (99.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2022, the repayment capacity of ACH FINANCES (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 27518.43. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
27518.426
In 2023, the liquidity ratio of ACH FINANCES (27518.43) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2022, the interest coverage of ACH FINANCES (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 173 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 390 days. Excellent situation: suppliers finance 217 days of the operating cycle (retail model).
0 €
173 j
390 j
0 j
Based on 77 transactions of similar company sales
in 2023,
the value of ACH FINANCES is estimated at
3 399 113 €
(range 1 461 497€ - 6 361 294€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ACH FINANCES with other companies in the same sector:
The revenue of ACH FINANCES in 2022 is 50 k€.
Yes, ACH FINANCES generated a net profit of 531 k€ in 2023.
The headquarters of ACH FINANCES is located in MALVILLE (44260), in the department Loire-Atlantique.
The tax return of ACH FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ACH FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.