SIREN : 481705986
ACH AUVERGNE CENTRE HABITAT is a French company founded 21 years ago, specialized in the sector Travaux d'isolation. Based in PONT-DU-CHATEAU (63430), this company of category ETI shows in 2025 a revenue of 2.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2 274 056 € | 2 886 413 € | 3 043 168 € | 2 509 358 € | 1 822 664 € | 2 007 972 € | 2 198 326 € | 2 243 881 € | 1 918 365 € |
| Net income | 189 736 € | 403 241 € | 377 820 € | 322 491 € | 276 215 € | 190 117 € | 350 890 € | 139 413 € | 173 511 € |
| EBITDA | 380 690 € | 707 100 € | 725 128 € | 595 295 € | 600 164 € | 348 693 € | 413 382 € | 345 917 € | 313 691 € |
| Net margin | 8.3% | 14.0% | 12.4% | 12.9% | 15.2% | 9.5% | 16.0% | 6.2% | 9.0% |
In 2025, ACH AUVERGNE CENTRE HABITAT achieves revenue of 2.3 M€. Revenue is growing positively over 9 years (CAGR: +2.1%). Significant drop of -21% vs 2024. After deducting consumption (370 k€), gross margin stands at 1.9 M€, i.e. a rate of 84%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 381 k€, representing 16.7% of revenue. Warning negative scissor effect: despite revenue change (-21%), EBITDA varies by -46%, reducing margin by 7.8 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 190 k€, i.e. 8.3% of revenue. This profit can be retained or distributed to shareholders.
2 274 056 €
1 903 734 €
380 690 €
252 892 €
189 736 €
16.7%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 70%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 8.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
0.0%
70.06%
8.327%
0.0
12.2%
In 2025, the debt ratio of ACH AUVERGNE CENTRE HABITAT (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2025, the financial autonomy of ACH AUVERGNE CENTRE HABITAT (70.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of ACH AUVERGNE CENTRE HABITAT (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 349.49. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.5x. Danger: operating income does not cover interest charges, unsustainable situation.
349.492
0.537
In 2025, the liquidity ratio of ACH AUVERGNE CENTRE HABITAT (349.49) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of ACH AUVERGNE CENTRE HABITAT (0.5x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 21 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 30 days. Favorable situation: supplier credit is longer than customer credit by 9 days. Inventory turnover is 13 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 21 days of revenue, i.e. 134 k€ to permanently finance. Over 2017-2025, WCR increased by +286%, requiring additional financing.
133 624 €
21 j
30 j
13 j
21 j
Based on 58 transactions of similar company sales
(all years),
the value of ACH AUVERGNE CENTRE HABITAT is estimated at
513 064 €
(range 349 796€ - 1 150 837€).
With an EBITDA of 380 690€, the sector multiple of 1.2x is applied.
The price/revenue ratio is 0.20x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 58 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ACH AUVERGNE CENTRE HABITAT with other companies in the same sector:
The revenue of ACH AUVERGNE CENTRE HABITAT in 2025 is 2.3 M€.
Yes, ACH AUVERGNE CENTRE HABITAT generated a net profit of 190 k€ in 2025.
The headquarters of ACH AUVERGNE CENTRE HABITAT is located in PONT-DU-CHATEAU (63430), in the department Puy-de-Dome.
The tax return of ACH AUVERGNE CENTRE HABITAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ACH AUVERGNE CENTRE HABITAT operates in the sector Travaux d'isolation (NAF code 43.29A). See the 'Sector positioning' section above to compare the company with its competitors.